344 Union Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 344 Union Ave, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,300 sqft · built 1953
Lot Size	0.301 acres (13,129 sqft)
Owner	2 Individual Names on Record
Last Sale	$437,000 (Jun 2021)
Tax Bill	$11,259 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00156-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`10-00156-0000-00001`
Alternative APN	`100015600001`

Interior

Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Frame
Lot Area	13,129 sqft (0.301 acres)
Lot Dimensions	100 ft deep x 29 ft wide

Location & Zoning

Street Address	344 UNION AVE
City	MIDDLESEX
State	NJ
Zip	08846-1859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	131.29X100 2-6
Legal Subdivision	CREIGHTON MANOR
Legal Block	156
Legal Lot Number	1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	2
Census Block	2019
Census Tract	102

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	344 UNION AVE, MIDDLESEX, NJ 08846-1859
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed, Transfer · Conventional Mortgage UNMS HOME LOANS INC
Jan 14, 2017	Grant Deed, Subdivision Related Transfer · Conventional with PMI INTERCONTINENTAL CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2021 · Amount on Record
Deed Sale	Jun 2, 2021 · Amount on Record
Prior Sale	Jan 14, 2017 · Amount on Record
Deed Document Number	202172790
Deed Book / Page	18471 / 585
Record Updated	Sep 20, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jun 2, 2021
Property Address	344 UNION AVE, MIDDLESEX, NJ 08846-1859
Document Number	2021072790
Book / Page	18471 / 585
Instrument Date	Apr 26, 2021
Instrument	2021072790
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	SIMPLICITY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,570.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	306 N 21ST ST, 306, KENILWORTH, NJ 07033-1004

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	344 UNION AVE, MIDDLESEX, NJ 08846-1859

Mortgage

Document Number	2021072791
Date	Jun 2, 2021
Instrument	2021072791

Lender

Name	UNMS HOME LOANS INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2051

January 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jan 14, 2017
Property Address	344 UNION AVE, MIDDLESEX, NJ 08846-1859
Document Number	0000000935
Book / Page	006920 / 000510
Instrument Date	Dec 6, 2016
Instrument	935
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 21, 2017
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	344 UNION AVE MIDDLESEX NJ 088461859, MIDDLESEX, NJ 08846-1859

Mortgage

Document Number	1423
Date	Jan 14, 2017
Book Page	016624/000854
Instrument	1423

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	JERICHO, NY 11753

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2047

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$566,100 (+6.59%) Land $154,300 Building $411,800	$566,100 (+6.59%) Land $154,300 Building $411,800
2025	$11,259.00 (+2.21%)	$531,100 (+11.55%) Land $154,300 Building $376,800	$531,100 (+11.55%) Land $154,300 Building $376,800
2024	$11,016.00 (+9.51%)
2023		$476,100 Land $154,300 Building $321,800	$476,100 Land $154,300 Building $321,800
2022	$10,059.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	16 (1999–2021)
Claims Outside the SFHA	11 of 16
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 11 claims Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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