344 Third St, Cadiz, KY 42211 Property Records

Trigg County property record for 344 Third St, Cadiz, KY 42211

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,856 sqft · built 1964
Lot Size0.43 acres (18,878 sqft)
Owner2 Individual Names on File
Last Sale$145,000 (Feb 2022)
Tax Bill$1,262 (2025)
Deeds & MortgagesJul 2011 Mortgage
Mar 2005 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC-6-6-9

Property Details

APN / Parcel Number

Primary APNC-6-6-9
Alternative APN
  • 210820

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,856 sqft Living Area

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area18,878 sqft (0.43 acres)
Garage TypeAttached
Garage Area624 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address344 THIRD ST
CityCADIZ
StateKY
Zip42211-6141
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTURNER ADD 18
Legal SubdivisionTURNER ADD
Legal Lot Number18
JurisdictionTRIGG KY
Township / Civil DivisionCADIZ
Census Block Group1
Census Block1068
Census Tract970201

Owner

344 Third St is owned and occupied by two individuals who bought it in February 2022.

Source: Trigg County records, as of April 20, 2026

Owner of Record2 Individual Names on File
Mailing Address344 THIRD ST, CADIZ, KY 42211-6141
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2011Deed of Trust, Mortgage
FNB BANK INC
Mar 3, 2005Deed of Trust, Mortgage · Conventional Mortgage
INTEGRA BANK NA
Feb 28, 2022Deed, Transfer · Conventional Mortgage
SHAMROCK HOME LOANS INC
Jul 23, 2013Quit Claim Deed, Transfer · Conventional Mortgage
STATE FARM BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 28, 2022 · Amount on File
Deed SaleFeb 28, 2022 · Amount on File
Deed Document Number2022293318
Deed Book / Page320 / 389
Record UpdatedJun 8, 2026

July 2011: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRIGG KY
Property Address344 THIRD ST, CADIZ, KY 42211-6141
Transaction TypeMortgage
Record UpdatedApr 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number000290/555
DateJul 15, 2011
Book Page290/555
Lender
NameFNB BANK INC
AddressMAYFIELD, KY 42066
Agreement
AmountAmount on Record
Term181 Months
DueAug 1, 2026

March 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRIGG KY
Property Address344 THIRD ST, CADIZ, KY 42211-6141
Transaction TypeMortgage
Record UpdatedApr 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000209/444
DateMar 3, 2005
Book Page209/444
Lender
NameINTEGRA BANK NA
TypeBank
AddressEVANSVILLE, IN 47705
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueApr 1, 2025

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionTRIGG KY
Recording DateFeb 28, 2022
Property Address344 THIRD ST, CADIZ, KY 42211-6141
Document Number00D320/389
Book / PageD320 / 389
Instrument DateFeb 22, 2022
Instrument293318
Transaction TypeTransfer
Record UpdatedApr 20, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$145.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1470 LONG SPUR # 11, 11, ODESSA, FL 33556-4278

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address344 THIRD ST, CADIZ, KY 42211-6141
InvestorPossibly a Property Investor

Mortgage

Document Number0000293320
DateFeb 28, 2022
Instrument293320
Lender
NameSHAMROCK HOME LOANS INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

July 2013: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionTRIGG KY
Recording DateJul 23, 2013
Property Address344 THIRD ST, CADIZ, KY 42211-6141
Document Number000273/453
Book / Page273 / 453
Instrument DateJul 17, 2013
Instrument162265
Transaction TypeTransfer
Record UpdatedApr 20, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address344 THIRD ST, CADIZ, KY 42211-6141

Transferred To (Grantee/Buyer)

NameVerified Name
Address344 THIRD ST, CADIZ, KY 42211-6141

Mortgage

Document Number0000311762
DateJul 23, 2013
Instrument311/762
Lender
NameSTATE FARM BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 344 Third St was $1,262.

Source: Trigg County assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateKentucky
MunicipalityCadiz City
CountyTrigg County
Unified School DistrictTrigg County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,262.00$145,000$145,000
2023$1,381.00$145,000$145,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 344 Third St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 344 Third St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCADIZ MUNICIPAL WATER CO
serves 6,165 people · EPA ID KY1110054
Water SourceSurface water
Last State InspectionApr 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
energynet
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

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