Otsego County and Otsego Town property record for 344 Thayer Rd, Hartwick, NY 13348
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 980 sqft · built 1982 |
| Lot Size | 2.17 acres (94,525 sqft) |
| Owner | Company Name on Record |
| Last Sale | $100,000 (Sep 2022) |
| Tax Bill | $2,103 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Jun 2023 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 365089 81.00-2-7.00 |
| Primary APN | 365089 81.00-2-7.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 980 sqft Living Area |
| 1st Floor Area | 980 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 94,525 sqft (2.17 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 368 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 129710 |
|---|---|
| Street Address | 344 THAYER RD |
| City | HARTWICK |
| State | NY |
| Zip | 13348-2624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | 982 0 0 |
| Legal Block | 2 |
| Legal Lot Number | 7.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | OTSEGO |
| Census Block Group | 4 |
| Census Block | 4040 |
| Census Tract | 590202 |
Source: Otsego County and Otsego Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 526 KEATING RD, FLY CREEK, NY 13337-2812 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOME LOAN CENTER INC |
| Jun 7, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance MISCELLANEOUS OTHER |
| Sep 27, 2022 | Executor's Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2022 · Amount on Record |
| Deed Sale | Sep 27, 2022 · Amount on Record |
| Deed Document Number | 20225341 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jul 13, 2026 |
| Property Address | 344 THAYER RD, HARTWICK, NY 13348-2624 |
| Document Number | 0000003131 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 20263131 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000003131, |
|---|---|
| Date | Jul 13, 2026 |
| Instrument | 20263131 |
| Name | HOME LOAN CENTER INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 344 THAYER RD, HARTWICK, NY 13348-2624 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000254 |
|---|---|
| Date | Jun 7, 2023 |
| Instrument | 2023-2254 |
| Name | MISCELLANEOUS OTHER |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 37 Months |
| Due | Jul 1, 2026 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Sep 27, 2022 |
| Property Address | 344 THAYER RD, HARTWICK, NY 13348-2624 |
| Document Number | 0000000341 |
| Instrument Date | Sep 20, 2022 |
| Instrument | 2022-5341 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 526 KEATING RD, FLY CREEK, NY 13337-2812 |
Source: Otsego County and Otsego Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Otsego Town |
| Unified School District | Edmeston Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,103.00 (+23.13%) | ||
| 2025 | $1,708.00 | $110,000 (-) Land $30,900 Building $79,100 | $157,143 (+17.14%) Land $44,143 Building $113,000 |
| 2023 | $110,000 Land $30,900 Building $79,100 | $134,146 Land $37,683 Building $96,463 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (1978–2006) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OEConnect Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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