344 Telford Ln, Ramona, CA 92065 Property Records

San Diego County property record for 344 Telford Ln, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,622 sqft · built 1986
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Mar 2011)
Tax Bill	$3,946 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`284-041-29-00`

Property Details

APN / Parcel Number

Primary APN	`284-041-29-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,622 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	52,272 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	344 TELFORD LN
City	RAMONA
State	CA
Zip	92065-2932
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 3 TR PM07799
Legal Subdivision	PARCEL MAP NO 7799
Legal Tract	7799
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2000
Census Tract	20813

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	344 TELFORD LN, RAMONA, CA 92065-2932
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERITRUST MORTGAGE CORP
Jan 3, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CASTLE MORTGAGE CORP
Jan 3, 2022	Intrafamily Transfer, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Jan 3, 2022	Affidavit of Death of Joint Tenant, Transfer LAWYERS TITLE-IE, LAWYERS TITLE IE
Aug 7, 2017	Deed of Trust, Mortgage · Line of Credit MISSION FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2011 · Amount on Record
Deed Sale	Mar 4, 2011 · Amount on Record
Prior Sale	May 24, 2007 · Amount on Record
Deed Document Number	2011118766
Last Transfer Date	Dec 27, 2021
Transfer Doc	0000001395
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	344 TELFORD LN, RAMONA, CA 92065-2932
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 TELFORD LN, RAMONA, CA 92065-2932

Mortgage

Document Number	0000270592
Date	Sep 29, 2025
Instrument	2025-0270592

Lender

Name	AMERITRUST MORTGAGE CORP
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 3, 2022
Property Address	344 TELFORD LN, RAMONA, CA 92065-2932
Document Number	0000001397
Instrument Date	Dec 28, 2021
Instrument	2022-0001397
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	LAWYERS TITLE-IE, LAWYERS TITLE IE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 TELFORD LN, RAMONA, CA 92065-2932

Mortgage

Document Number	0000001398
Date	Jan 3, 2022
Instrument	2022-0001398

Lender

Name	CASTLE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 3, 2022
Property Address	344 TELFORD LN, RAMONA, CA 92065-2932
Document Number	0000001396
Instrument Date	Dec 28, 2021
Instrument	2022-0001396
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	344 TELFORD LN, RAMONA, CA 92065-2932

January 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 3, 2022
Property Address	344 TELFORD LN, RAMONA, CA 92065-2932
Document Number	0000001395
Instrument Date	Dec 27, 2021
Instrument	2022-0001395
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	LAWYERS TITLE-IE, LAWYERS TITLE IE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 TELFORD LN, RAMONA, CA 92065-2932

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	344 TELFORD LN, RAMONA, CA 92065-2932
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000355238
Date	Aug 7, 2017
Instrument	2017-0355238

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 31, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$365,892 (+2%) Land $156,809 Building $209,083
2025	$3,946.00 (-27.42%) Homeowner's exemption	$358,719 (-30.91%) Land $153,735 Building $204,984
2023	$5,437.00 (+45.69%) Homeowner's exemption	$519,193 Land $293,182 Building $226,011
2022	$3,732.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 64% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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