344 Summer St, Somerville, MA 02144 Property Records

Middlesex County and Somerville City property record for 344 Summer St, Somerville, MA 02144

Property Summary

Property Type	Duplex
Details	5 bd · 4.5 ba · 3,654 sqft · built 1920
Lot Size	0.074 acres (3,213 sqft)
Owner	Company Name on File
Last Sale	$1,300,000 (Dec 2023)
Tax Bill	$16,358 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`26-D-2`

Property Details

APN / Parcel Number

Primary APN	`26-D-2`
Alternative APNs	`SOME M:26 B:D L:2` `19600083`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,654 sqft Living Area
Gross Area	5,455 sqft
Basement Area	1,308 sqft
Unfinished Basement	1,308 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,213 sqft (0.074 acres)
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	19600083
Street Address	344 SUMMER ST
City	SOMERVILLE
State	MA
Zip	02144-3131
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NR
Legal Block	D
Legal Lot Number	2
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2003
Census Tract	350900

Owner

344 Summer St, a duplex, is owned by a company that bought it in December 2023.

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	60 HIGHLAND RD, SOMERVILLE, MA 02144-2311
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Jul 24, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2023 · Amount on File
Deed Sale	Dec 1, 2023 · Amount on File
Deed Book / Page	82267 / 310
Prior Transfer Date	Nov 30, 2023
Prior Transfer Doc	082267-310
Record Updated	Oct 29, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Dec 1, 2023
Property Address	344 SUMMER ST, SOMERVILLE, MA 02144-3131
Document Number	082267-310
Book / Page	82267 / 310
Instrument Date	Nov 30, 2023
Instrument	137324
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 HIGHLAND RD, SOMERVILLE, MA 02144-2311

Mortgage

Document Number	0000137325
Date	Dec 1, 2023
Instrument	137325

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	344 SUMMER ST, SOMERVILLE, MA 02144-3131
Document Number	71448-572
Instrument Date	Jul 24, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 SUMMER ST SOMERVILLE MA 021443131, SOMERVILLE, MA 02144-3131

Mortgage

Document Number	71448-572
Date	Aug 9, 2018
Book Page	071448/000572
Instrument	121276

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 344 Summer St was $16,358, up 5.4% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,358.00 (+5.39%)	$1,489,800 (+4.72%) Land $709,900 Building $779,900	$1,366,817
2025	$15,522.00 (+13.19%)	$1,422,700 (+9.14%) Land $676,100 Building $746,600
2024	$13,713.00 (+5.24%)	$1,303,500 (+3.44%) Land $676,100 Building $627,400
2023	$13,030.00	$1,260,200 Land $676,100 Building $584,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 344 Summer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 344 Summer St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,054 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy, Starry.

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