344 Stillwater Loop, Kalispell, MT 59901 Property Records

Flathead County property record for 344 Stillwater Loop, Kalispell, MT 59901

Property Summary

Property Type	Rural Home
Details	5 bd · 3.5 ba · 2,486 sqft · built 1993
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on File
Last Sale	$978,880 (Feb 2026)
Tax Bill	$4,252 (2025)
Deeds & Mortgages	Feb 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0799573`

Property Details

APN / Parcel Number

Primary APN	`R0799573`
Alternative APNs	`07-4077-25-4-17-07-0000` `0000979559`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,486 sqft Living Area
1st Floor Area	1,400 sqft
2nd Floor Area	1,086 sqft
Basement Area	1,202 sqft
Finished Basement	1,202 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,522 sqft (0.54 acres)
Garage Area	926 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	56 sqft
Deck Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000979559
Street Address	344 STILLWATER LOOP
City	KALISPELL
State	MT
Zip	59901-6312
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	COUNTRY VIEW EST, S25, T29 N, R22 W, LOT 24, ASSR #0000979559
Legal Range	22W
Legal Township	29N
Legal Section	25
Legal Subdivision	COUNTRY VIEW EST
Legal Lot Number	24
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	1
Census Block	1039
Census Tract	601

Owner

Source: Flathead County records · APN R0799573

Assessment roll updated September 3, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	344 STILLWATER LOOP, KALISPELL, MT 59901-6312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 27, 2026 · Amount on Record
Deed Sale	Feb 27, 2026 · Amount on Record
Prior Sale	Jan 15, 2016
Deed Document Number	20263977
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Feb 27, 2026
Property Address	344 STILLWATER LOOP, KALISPELL, MT 59901-6312
Document Number	202600003977
Instrument Date	Feb 27, 2026
Instrument	202600003977
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF MT L

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	344 STILLWATER LOOP, KALISPELL, MT 59901-6312

Mortgage

Document Number	202600003978
Date	Feb 27, 2026
Instrument	202600003978

Lender

Name	WHITEFISH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.02%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 25, 2031
Change Frequency	Annually
Min Rate At Change	3.02%
Max Rate At Change	7.02%
Index	1-Year CMT
Max Rate	10%

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated September 3, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,252.00 (-18.64%)	$944,400 (+51.03%)	$944,400 (+51.03%) Land $228,456 Building $715,944
2023	$5,226.00	$625,300	$625,300 Land $170,918 Building $454,382

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 16, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Richon Fixed Wireless	100 / 50

May also be available: InterBel Telephone Cooperative, Verizon.

Based on FCC filings for 186 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	COUNTRY ESTATES WATER SUPPLY private · serves 490 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.