344 Silver St, Elgin, IL 60123 Property Records

Kane County property record for 344 Silver St, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1900
Square Footage1,288 sqft Living Area
Lot Size10,184 sqft (0.234 acres)
OccupancyOwner Occupied
Last Sale$133,500 (2017)
Tax Bill$4,610.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-14-128-007

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,288 sqft Living Area
Gross Area2,079 sqft Gross Area
Basement Area791 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame Construction
Lot Area10,184 sqft (0.234 acres)
Depth X Width152 ft x 67 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage

Location & Zoning

Street Address344 SILVER ST
CityELGIN
StateIL
Zip60123-3551
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMCCLURES 2ND ADDN LOT 2 BLOCK 2
Legal SubdivisionMCCLURES 2ND ADDN
Legal Block2
Legal Lot Number2
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup1
Census Block1004
Census Tract851102

Owner

Source: Kane County records · APN 06-14-128-007

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address344 SILVER ST, ELGIN, IL 60123-3551
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NEWREZ LLC
Jul 24, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 24, 2017 · Amount on Record
Deed SaleJul 24, 2017 · Amount on Record
Prior SaleMar 06, 1998
Deed Doc Number201738014
Prior Transfer DateMar 12, 2002
Prior Transfer Doc0000044603
Record RefreshedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address344 SILVER ST, ELGIN, IL 60123-3551
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015000
DateFeb 25, 2021
Instrument2021K015000
Lender
NameNEWREZ LLC
AddressFORT WASHINGTON, PA 19034
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term325 Months
DueMar 01, 2048
Interest
Rate2.68%

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 24, 2017
Property Address344 SILVER ST, ELGIN, IL 60123-3551
Document Number0000038014
Instrument DateMay 24, 2017
Instrument2017K038014
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCITYWIDE TITLE CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$133.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address344 SILVER ST, ELGIN, IL 60123-3551

Mortgage

Document Number0000038015
DateJul 24, 2017
Instrument2017K038015
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2047
Interest
Rate TypeFixed Rate
Rate4.37%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,610.00 (+15.77%) Homeowner's exemption
2024$63,033 (+21.39%) Land $19,131 Building $43,902$189,175 (+21.44%) Land $57,416 Building $131,759
2022$3,982.00 (+4.93%) Homeowner's exemption$51,924 (+6.96%) Land $15,759 Building $36,165$155,772 (+6.96%) Land $47,277 Building $108,495
2021$3,795.00 Homeowner's exemption$48,546 Land $14,734 Building $33,812$145,638 Land $44,202 Building $101,436

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