344 Shore Rd, Gilbert, SC 29054 Property Records

Lexington County property record for 344 Shore Rd, Gilbert, SC 29054

Property Summary

Property TypeRural Home
Details3 bd · 2.5 ba · 2,224 sqft · built 2007
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on File
Last Sale$75,000 (Jun 2006)
Tax Bill$1,939 (2025)
Deeds & MortgagesOct 2026 Mortgage
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN003100-01-208

Property Details

APN / Parcel Number

Primary APN003100-01-208

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,224 sqft Living Area

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialBrick Veneer
Construction TypeBrick
Lot Area217,800 sqft (5 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address344 SHORE RD
CityGILBERT
StateSC
Zip29054-9603
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRD
Legal DescriptionSHORE SIDE SD LOT 3
Legal SubdivisionSHORE SIDE
Legal Lot Number3
JurisdictionLEXINGTON SC
Township / Civil DivisionGILBERT
Census Block Group3
Census Block3017
Census Tract21303

Owner

344 Shore Rd, a rural home, is owned and occupied by an individual who bought it in June 2006.

Source: Lexington County records, as of June 23, 2026

Owner of RecordIndividual Name on File
Mailing Address344 SHORE RD, GILBERT, SC 29054-9603
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNION CREDIT UNION
Jan 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2006 · Amount on File
Deed SaleJun 16, 2006 · Amount on File
Deed Document Number200633304
Deed Book / Page11144 / 290
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON SC
Recording DateOct 9, 2026
Property Address344 SHORE RD, GILBERT, SC 29054-9603
Document Number0000042100
Book / Page21248 / 109
Instrument DateSep 29, 2026
Instrument202642100
Transaction TypeMortgage
Record UpdatedOct 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address344 SHORE RD, GILBERT, SC 29054-9603

Mortgage

Document Number0000042100,
DateOct 9, 2026
Book Page21248/109
Instrument202642100
Lender
NameUNION CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 1, 2041
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON SC
Property Address344 SHORE RD, GILBERT, SC 29054-9603
Transaction TypeMortgage
Record UpdatedFeb 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2091602424
DateJan 13, 2021
Book Page20916/2424
Instrument2021001922
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term301 Months
DueFeb 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 344 Shore Rd was $1,939, up 9.2% from the year before.

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLexington County
Unified School DistrictLexington School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,939.00 (+9.24%)
2024$1,775.00 (+4.47%)$11,893 (-) Land $3,200 Building $8,693$297,336 (-) Land $80,000 Building $217,336
2023$1,699.00$11,893 Land $3,200 Building $8,693$297,336 Land $80,000 Building $217,336

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 344 Shore Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 36 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies36 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimOct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 344 Shore Rd is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 43% of South Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CarolinaConnect Cooperative
Fiber
8,000 / 8,000
Comporium
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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