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344 S Torrence St, Charlotte, NC 28204 Property Records

Mecklenburg County property record for 344 S Torrence St, Charlotte, NC 28204 · Last verified June 2023

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bedrooms3 Beds
Bathrooms4 Baths
Year BuiltBuilt 2018
Square Footage2,099 sqft Heated Area
Lot Size2,840 sqft (0.065 acres)
OccupancyOwner Occupied
Last Sale$800,000 (2023)
Tax Bill$7,270.00 (2023)

Owner

Source: Mecklenburg County records · APN 125-224-64

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address344 S TORRENCE ST, CHARLOTTE, NC 28204-3164
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2023Warranty Deed, Transfer · Conventional Mortgage
TRUIST BANK
Apr 06, 2020Deed of Trust, Mortgage · Conventional Mortgage
STIFEL BK&TR
Mar 14, 2019Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 10, 2023 · Amount on Record
Deed SaleApr 10, 2023 · Amount on Record
Prior SaleMar 14, 2019 · Amount on Record
Deed Doc Number0038046496
Deed Book / Page38046 / 496
Record RefreshedJun 07, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 10, 2023
Property Address344 S TORRENCE ST, CHARLOTTE, NC 28204-3164
Document Number0000031897
Book / Page38046 / 496
Map ReferenceMB 62 PG 586
Instrument DateApr 10, 2023
Instrument2023031897
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyMOREHEAD TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,600.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address808 RIVERSIDE DR, SUNSET BEACH, NC 28468-4730

Transferred To (Grantee/Buyer)

NameVerified Name
Address808 RIVERSIDE DR, SUNSET BEACH, NC 28468-4730

Mortgage

Document Number0000031898
DateApr 10, 2023
Instrument2023031898
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2038

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address344 S TORRENCE ST, CHARLOTTE, NC 28204-3164
Document Number0000051366
Instrument DateApr 06, 2020
Transaction TypeMortgage
Record UpdatedMay 19, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address344 S TORRENCE ST CHARLOTTE NC 282043164, CHARLOTTE, NC 28204-3164

Mortgage

Document Number0000051366
DateApr 13, 2020
Book Page034464/000584
Instrument51366
Lender
NameSTIFEL BK&TR
TypeBank
AddressST LOUIS, MO 83141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 12, 2035

March 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 14, 2019
Property Address344 S TORRENCE ST, CHARLOTTE, NC 28204-3164
Document Number0000028801
Book / Page33350 / 765
Map ReferenceMB 62 PG 586
Instrument DateMar 14, 2019
Instrument2019028801
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,114.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2550 W TYVOLA RD, 2550, CHARLOTTE, NC 28217-4574

Transferred To (Grantee/Buyer)

NameVerified Name
Address344 S TORRENCE ST, CHARLOTTE, NC 28204-3164

Mortgage

Document Number0000028802
DateMar 14, 2019
Instrument2019028802
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 01, 2039

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN125-224-64

Interior

Bedrooms3 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area2,099 sqft Heated Area
Stories3 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2018
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Lot Area2,840 sqft (0.065 acres)
Total Buildings2 Total Buildings

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number125-224-64
Street Address344 S TORRENCE ST
CityCHARLOTTE
StateNC
Zip28204-3164
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionL3 M62-586
Legal SubdivisionMETROPOLITAN TOWNES MAP 2
Legal Lot Number3
JurisdictionMECKLENBURG NC
Minor Civil Division1, CHARLOTTE
Census Blockgroup1
Census Block1003
Census Tract2600

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