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344 S Main St, Troutman, NC 28166 Property Records

Iredell County property record for 344 S Main St, Troutman, NC 28166

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,312 sqft · built 2019
Lot Size0.604 acres (26,310 sqft)
Owner2 Individual Names on Record
Last Sale$285,000 (Jul 2020)
Tax Bill$3,317 (2025)
Deeds & MortgagesSep 2026 Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4741-14-4351.000

Property Details

APN / Parcel Number

Primary APN4741-14-4351.000
Alternative APN
  • 80073679

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,312 sqft Heated Area
Gross Area3,310 sqft
1st Floor Area1,040 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable
Roof MaterialWood Shingle
Lot Area26,310 sqft (0.604 acres)
Garage Area522 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area132 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80073679
Street Address344 S MAIN ST
CityTROUTMAN
StateNC
Zip28166-9534
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOI
Legal DescriptionLOT 2 JOHN BAYNES & CARL PUMA
Legal SubdivisionJOHN BAYNES AND CARL PUMA
Legal Block14
Legal Lot Number2
JurisdictionIREDELL NC
Township / Civil DivisionBARRINGER
Census Block Group3
Census Block3014
Census Tract61202

Owner

Source: Iredell County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address344 S MAIN ST, TROUTMAN, NC 28166-9534
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2026Deed of Trust, Mortgage · FHA Mortgage
MORTGAGE CONNECT LP
Jul 27, 2020Warranty Deed, Transfer · Conventional Mortgage
JOHN BAYNES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2020 · Amount on Record
Deed SaleJul 27, 2020 · Amount on Record
Deed Book / Page2718 / 117
Prior Transfer DateFeb 2, 2018
Prior Transfer Doc2538001676
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIREDELL NC
Recording DateSep 16, 2026
Property Address344 S MAIN ST, TROUTMAN, NC 28166-9534
Document Number0000009641
Book / Page3241 / 1707
Instrument DateSep 8, 2026
Instrument20269641
Transaction TypeMortgage
Record UpdatedOct 16, 2026
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address344 S MAIN ST, TROUTMAN, NC 28166-9534

Mortgage

Document Number0000009641,
DateSep 16, 2026
Book Page3241/1707
Instrument20269641
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term320 Months
DueMay 1, 2053
Interest
Max Rate-1%

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIREDELL NC
Recording DateJul 27, 2020
Property Address344 S MAIN ST, TROUTMAN, NC 28166-9534
Document Number2718117
Book / Page002718 / 000117
Instrument DateJul 24, 2020
Transaction TypeTransfer
Record UpdatedAug 28, 2020
Title CompanyBARRISTERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$570.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address344 S MAIN ST TROUTMAN NC 281669534, TROUTMAN, NC 28166-9534

Mortgage

Document Number2718120
DateJul 27, 2020
Book Page002718/000120
Lender
NameJOHN BAYNES
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 26, 2050

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyIredell County
MunicipalityTroutman Town
Unified School DistrictIredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$296,120 (-) Land $96,640 Building $199,480$296,120 (-) Land $96,640 Building $199,480
2025$3,317.00$296,120 (-) Land $96,640 Building $199,480$296,120 (-) Land $96,640 Building $199,480
2024$3,317.00$296,120 (-) Land $96,640 Building $199,480$296,120 (-) Land $96,640 Building $199,480
2023$3,317.00 (-5.2%)$296,120 (-0.36%) Land $96,640 Building $199,480$296,120 (-0.36%) Land $96,640 Building $199,480
2022$3,499.00$297,180 Land $72,480 Building $224,700$297,180 Land $72,480 Building $224,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF TROUTMAN
serves 9,562 people · EPA ID NC0149030
Water SourcePurchased surface water from several systems
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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