344 Riggs Rd, Hubert, NC 28539 Property Records

Onslow County property record for 344 Riggs Rd, Hubert, NC 28539

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,536 sqft · built 1994
Lot Size0.38 acres (16,553 sqft)
OwnerIndividual Name on File
Last Sale$305,000 (Jan 2026)
Tax Bill$1,079 (2026)
Deeds & MortgagesJan 2026 Sale & Mortgage
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1301B-3

Property Details

APN / Parcel Number

Primary APN1301B-3
Alternative APNs
  • 490028003
  • 476777000
  • 043346

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,536 sqft Living Area

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number490028003
Street Address344 RIGGS RD
CityHUBERT
StateNC
Zip28539-4036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionL3 S1 OLE MILL VILLAGE
Legal SubdivisionOLE MILL VILLAGE SEC 1
Legal Lot Number3
JurisdictionONSLOW NC
Township / Civil DivisionSWANSBORO
Census Block Group2
Census Block2004
Census Tract2500

Owner

344 Riggs Rd is owned and occupied by an individual who bought it in January 2026.

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address344 RIGGS RD, HUBERT, NC 28539-4036
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Jan 2, 2026Warranty Deed, Transfer · VA Mortgage
REPUBLIC STATE MORTGAGE CO
Sep 9, 2021Warranty Deed, Transfer · VA Mortgage
ACCELERATE MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 2, 2026 · Amount on File
Deed SaleJan 2, 2026 · Amount on File
Prior SaleSep 9, 2021 · Amount on File
Deed Book / Page6503 / 727
Record UpdatedOct 29, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateJan 2, 2026
Property Address344 RIGGS RD, HUBERT, NC 28539-4036
Document Number0065030727
Book / Page6503 / 727
Map ReferenceMB 22 PG 85
Instrument DateDec 19, 2025
Transaction TypeTransfer
Record UpdatedJan 14, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$610.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2607 IRON RIDGE RD, WOODLAWN, VA 24381-3631

Transferred To (Grantee/Buyer)

NameVerified Name
Address344 RIGGS RD, HUBERT, NC 28539-4036

Mortgage

Document Number0006503730
DateJan 2, 2026
Instrument6503/730
Lender
NameREPUBLIC STATE MORTGAGE CO
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2056

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateSep 9, 2021
Property Address344 RIGGS RD, HUBERT, NC 28539-4036
Document Number0055650067
Book / Page5565 / 67
Map ReferenceMB 22 PG 85
Instrument DateSep 9, 2021
Transaction TypeTransfer
Record UpdatedMay 5, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address111 CREEK END CT, 111, SWANSBORO, NC 28584-8263

Transferred To (Grantee/Buyer)

NameVerified Name
Address344 RIGGS RD, HUBERT, NC 28539-4036

Mortgage

Document Number0000556570
DateSep 9, 2021
Instrument5565/70
Lender
NameACCELERATE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 344 Riggs Rd was $1,079.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,079.00$231,407 (+40.36%) Land $50,000 Building $181,407$231,407 (+40.36%) Land $50,000 Building $181,407
2025$1,079.00$164,870 Land $40,000 Building $124,870$164,870 Land $40,000 Building $124,870
2023$1,079.00$164,870 Land $40,000 Building $124,870$164,870 Land $40,000 Building $124,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 344 Riggs Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims2 (2010–2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 344 Riggs Rd is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 68% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONSLOW WTR AND SEWER AUTHORITY
serves 156,755 people · EPA ID NC0467035
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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