Morgan County property record for 344 Ridge Rd, Lancing, TN 37770
| Property Type | Rural Home |
|---|---|
| Details | 6 ba · 2,866 sqft · built 2004 |
| Lot Size | 15.7 acres (683,892 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Nov 2020) |
| Tax Bill | $2,183 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 065084 03503 |
| Primary APN | 065084 03503 |
|---|---|
| Alternative APN |
|
| Full Baths | 6 Baths |
|---|---|
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,866 sqft Living Area |
| 1st Floor Area | 600 sqft |
| Basement Area | 616 sqft |
| Finished Basement | 616 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 683,892 sqft (15.7 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Deck Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Pole Barn | 576 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 344 RIDGE RD |
|---|---|
| City | LANCING |
| State | TN |
| Zip | 37770-2802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DISTRICT: 11, COUNTY AREA: M01 |
| Legal Subdivision | GARY SEAVER SURV |
| Jurisdiction | MORGAN TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 110200 |
344 Ridge Rd, a rural home, is owned and occupied by an individual who bought it in November 2020.
Source: Morgan County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 344 RIDGE RD, LANCING, TN 37770-2802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2020 · Amount on File |
| Deed Sale | Nov 30, 2020 · Amount on File |
| Deed Document Number | 0000261416 |
| Deed Book / Page | 261 / 416 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN TN |
| Recording Date | Nov 30, 2020 |
| Property Address | 344 RIDGE RD, LANCING, TN 37770-2802 |
| Document Number | 000261/416 |
| Book / Page | 261 / 416 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 73128 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,110.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 338 OLD GOBEY RD, WARTBURG, TN 37887-4181 |
| Document Number | 0000073129 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 73129 |
| Name | ORNL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 229 Months |
| Due | Dec 1, 2039 |
The 2025 property tax bill for 344 Ridge Rd was $2,183 with an additional exemption.
Source: Morgan County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,183.00 Additional exemption filed | $80,275 Land $5,175 Building $75,100 | |
| 2023 | $80,275 Land $5,175 Building $75,100 | ||
| 2022 | $1,993.00 | ||
| 2021 | $355,200 Land $54,800 Building $300,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 344 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 18, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 344 Ridge Rd is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 92% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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