344 Prato Rd, Delaware, OH 43015 Property Records

Delaware County property record for 344 Prato Rd, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,760 sqft · built 2020
Lot Size	0.317 acres (13,809 sqft)
Owner	2 Individual Names on Record
Last Sale	$419,900 (Jun 2020)
Tax Bill	$9,769 (2025)
Deeds & Mortgages	May 2021 Line of Credit Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`419-130-31-004-000`

Property Details

APN / Parcel Number

Primary APN	`419-130-31-004-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,760 sqft Living Area
Gross Area	4,200 sqft
1st Floor Area	1,760 sqft
Basement Area	1,760 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	13,809 sqft (0.317 acres)
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	700 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	344 PRATO RD
City	DELAWARE
State	OH
Zip	43015-7714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12454 TERRA ALTA SEC 1 PT 1 PH B
Legal Subdivision	TERRA ALTA SEC 1 PT 1 PH B
Legal Lot Number	12454
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE
Census Block Group	1
Census Block	1051
Census Tract	12200

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	344 PRATO RD, DELAWARE, OH 43015-7714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jun 29, 2020	Limited Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Feb 5, 2020	Warranty Deed, Transfer NVR TITLE, NVR TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2020 · Amount on Record
Deed Sale	Jun 29, 2020 · Amount on Record
Prior Sale	Feb 5, 2020 · Amount on Record
Deed Document Number	202022803
Deed Book / Page	1741 / 408
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	344 PRATO RD, DELAWARE, OH 43015-7714
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020562
Date	May 3, 2021
Book Page	1855/1008
Instrument	202100020562

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 23, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jun 29, 2020
Property Address	344 PRATO RD, DELAWARE, OH 43015-7714
Document Number	0000022803
Book / Page	1741 / 408
Map Reference	MB 1601 PG 1816
Instrument Date	Jun 18, 2020
Instrument	202000022803
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	NVR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	344 PRATO RD, DELAWARE, OH 43015-7714

Mortgage

Document Number	0000022804
Date	Jun 29, 2020
Instrument	202000022804

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Feb 5, 2020
Property Address	344 PRATO RD, DELAWARE, OH 43015-7714
Document Number	0000003842
Book / Page	001698 / 001733
Instrument Date	Jan 28, 2020
Instrument	3842
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	NVR TITLE, NVR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$225.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	344 PRATO RD DELAWARE OH 43015, DELAWARE, OH 43015
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Delaware Township
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,769.00 (+4.58%)	$169,720 (-) Land $31,330 Building $138,390	$484,900 (-) Land $89,500 Building $395,400
2024	$9,341.00 (+2.6%) Homeowner's exemption	$169,720 (-) Land $31,330 Building $138,390
2023	$9,104.00 Homeowner's exemption	$169,720 Land $31,330 Building $138,390	$484,900 Land $89,500 Building $395,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	11 units insured incl. 8 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Breezeline, Verizon.

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