344 Phillips St, Jackson, TN 38301 Property Records

Madison County property record for 344 Phillips St, Jackson, TN 38301

Property Summary

Property TypeSingle Family Home
Details1 ba · 963 sqft · built 1958
Lot Size0.397 acres (17,276 sqft)
OwnerIndividual Name on Record
Last Sale$129,900 (Jun 2026)
Tax Bill$265 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jun 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN078K-J-008.00

Property Details

APN / Parcel Number

Primary APN078K-J-008.00
Alternative APNs
  • 05078KJ078K00800
  • 057078K J 00800

Interior

Full Baths1 Bath
Stories1 Story
Building Area963 sqft Living Area
1st Floor Area963 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1985
Architectural StyleCustom Design
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,276 sqft (0.397 acres)
Lot Dimensions290 ft deep x 60 ft wide
Garage TypeCarport
Garage Area290 sqft
CarportCarport
Carport Area290 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area60 sqft
Utility Building286 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address344 PHILLIPS ST
CityJACKSON
StateTN
Zip38301-6685
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHILL PB 0001 PG 0210 LOT 0007 60 X 290 IRR
Legal SubdivisionHILL
Legal Lot Number7
JurisdictionMADISON TN
Township / Civil Division1
Census Block Group1
Census Block1000
Census Tract900

Owner

Source: Madison County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address344 PHILLIPS ST, JACKSON, TN 38301-6685
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2026Warranty Deed, Transfer · VA Mortgage
CREDIT UNION COMMUNITY LLC
Jun 2, 2026Warranty Deed, Transfer · VA Mortgage
CREDIT UNION COMMUNITY LLC
Jan 18, 2022Warranty Deed, Transfer · Conventional Mortgage
FIRSTBANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 2, 2026 · Amount on Record
Deed SaleJun 2, 2026 · Amount on Record
Prior SaleJan 18, 2022 · Amount on Record
Deed Document Number20266155
Deed Book / Page797 / 739
Prior Transfer DateJun 24, 2020
Prior Transfer Doc0000007784
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON TN
Recording DateJun 2, 2026
Property Address344 PHILLIPS ST, JACKSON, TN 38301-6685
Document Number00D797/739
Book / Page797 / 739
Instrument DateMay 22, 2026
Instrument20266155
Transaction TypeTransfer
Record UpdatedAug 26, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$48,543.63
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address344 PHILLIPS ST, JACKSON, TN 38301-6685

Mortgage

Document Number0000006156,
DateJun 2, 2026
Instrument20266156
Lender
NameCREDIT UNION COMMUNITY LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON TN
Recording DateJun 2, 2026
Property Address344 PHILLIPS ST, JACKSON, TN 38301-6685
Document Number0000006155
Book / Page797 / 739
Instrument DateMay 22, 2026
Instrument20266155
Transaction TypeTransfer
Record UpdatedJun 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$48,543.63
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address344 PHILLIPS ST, JACKSON, TN 38301-6685

Mortgage

Document Number0000006156,
DateJun 2, 2026
Instrument20266156
Lender
NameCREDIT UNION COMMUNITY LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON TN
Recording DateJan 18, 2022
Property Address344 PHILLIPS ST, JACKSON, TN 38301-6685
Document Number0D768/1164
Book / PageD768 / 1164
Map ReferenceMB I PG 210
Instrument DateJan 14, 2022
Instrument22000568
Transaction TypeTransfer
Record UpdatedMar 6, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$407.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address344 PHILLIPS ST, JACKSON, TN 38301-6685

Mortgage

Document Number0022000569
DateJan 18, 2022
Instrument22000569
Lender
NameFIRSTBANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

Mortgage

Document NumberT2184/1862
DateJan 18, 2022
Book PageT2184/1862
Instrument22000655
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37064
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2037

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyMadison County
MunicipalityJackson City
Unified School DistrictJackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$265.00 (-46.25%)$14,150 (-) Land $1,350 Building $12,800$56,600 (-) Land $5,400 Building $51,200
2023$14,150 (-) Land $1,350 Building $12,800
2022$493.00$14,150 Land $1,350 Building $12,800$56,600 Land $5,400 Building $51,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSON WATER SYSTEM
serves 91,111 people · EPA ID TN0000299
Water SourceGroundwater
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
EPlus Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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