344 Okeechobee Rd, Wilmington, NC 28412 Property Records

New Hanover County property record for 344 Okeechobee Rd, Wilmington, NC 28412

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,979 sqft · built 2022
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Jul 2022)
Tax Bill	$2,435 (2025)
Deeds & Mortgages	Jul 2022 Construction Loan Jul 2022 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R08112-004-006-000`

Property Details

APN / Parcel Number

Primary APN	`R08112-004-006-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,979 sqft Living Area
1st Floor Area	1,565 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Wood
Lot Area	16,553 sqft (0.38 acres)
Terrain	Low
Garage Area	624 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Well

Location & Zoning

Street Address	344 OKEECHOBEE RD
City	WILMINGTON
State	NC
Zip	28412-3121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 117R STEVEN & MARCIA MERKLE RECOM
Legal Subdivision	OCEAN FOREST LAKES SEC 2
Legal Block	4
Legal Lot Number	117R
Jurisdiction	NEW HANOVER NC
Township / Civil Division	FEDERAL POINT
Census Block Group	2
Census Block	2017
Census Tract	12106

Owner

344 Okeechobee Rd is owned and occupied by an individual who bought it in July 2022.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	344 OKEECHOBEE RD, WILMINGTON, NC 28412-3121
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Deed of Trust, Mortgage · Construction Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jul 14, 2022	Warranty Deed, Construction Loan · Construction Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Dec 18, 2018	Warranty Deed, Transfer STATE EMPS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2022 · Amount on File
Deed Sale	Jul 14, 2022 · Amount on File
Prior Sale	Dec 18, 2018 · Amount on File
Deed Document Number	202226072
Deed Book / Page	6580 / 78
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	344 OKEECHOBEE RD, WILMINGTON, NC 28412-3121
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00658000103
Date	Jul 14, 2022
Book Page	6580/103
Instrument	2022026074

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Construction Mortgage
Amount	Amount on Record

July 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jul 14, 2022
Property Address	344 OKEECHOBEE RD, WILMINGTON, NC 28412-3121
Document Number	00658000078
Book / Page	6580 / 78
Map Reference	MB 25 PG 22
Instrument Date	Jun 23, 2022
Instrument	2022026072
Transaction Type	Construction Loan
Record Updated	Oct 10, 2025

Transaction

Amount	Amount on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	340 OKEECHOBEE RD, WILMINGTON, NC 28412-3121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 MIDVALE DR APT 102, 102, WILMINGTON, NC 28412-3800

Mortgage

Document Number	2022026073
Date	Jul 14, 2022
Instrument	2022026073

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Dec 18, 2018
Property Address	344 OKEECHOBEE RD, WILMINGTON, NC 28412-3121
Document Number	0061851000
Book / Page	006185 / 001000
Instrument Date	Dec 14, 2018
Instrument	37651
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	340 OKEECHOBEE RD WILMINGTON NC 284123121, WILMINGTON, NC 28412-3121

Mortgage

Document Number	61851003
Date	Dec 18, 2018
Book Page	006185/1003
Instrument	37652

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 344 Okeechobee Rd was $2,435, up 7.2% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$643,500 (-) Land $145,700 Building $497,800	$643,500 (-) Land $145,700 Building $497,800
2025	$2,435.00 (+7.22%)	$643,500 Land $145,700 Building $497,800	$643,500 Land $145,700 Building $497,800
2024	$2,271.00 (+134.12%)
2023	$970.00 (+132.61%)	$185,800 Land $79,100 Building $106,700	$185,800 Land $79,100 Building $106,700
2022	$417.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 344 Okeechobee Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 92 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 344 Okeechobee Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet.

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