344 Oceanview Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 344 Oceanview Dr, Watsonville, CA 95076

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,614 sqft · built 1966
Lot Size0.023 acres (1,002 sqft)
Owner2 Trust Names on File
Last Sale$607,000 (Jul 1999)
Tax Bill$15,970 (2025)
Deeds & MortgagesJul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN046-211-19

Property Details

APN / Parcel Number

Primary APN046-211-19
Alternative APN
  • 046-211-19-000

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Building Area1,614 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area1,002 sqft (0.023 acres)
TerrainSteep
View / LotOcean
Deck Area357 sqft
Patio Area357 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address344 OCEANVIEW DR
CityWATSONVILLE
StateCA
Zip95076-1811
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-6
Legal SubdivisionPLACE DE MER UN #3 TR #386
Legal Lot Number27
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group2
Census Block2002
Census Tract122300

Owner

Source: Santa Cruz County assessment roll, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address1386 DANVILLE BLVD, ALAMO, CA 94507-1909
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 29, 1999 · Amount on Record
Deed SaleJul 29, 1999 · Amount on Record
Deed Document Number199951385
Prior Transfer DateJul 21, 1999
Prior Transfer Doc0000053854
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address344 OCEANVIEW DR, WATSONVILLE, CA 95076-1811
Transaction TypeMortgage
Record UpdatedJul 27, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1310 SHERMAN ST, ALAMEDA, CA 94501-3940

Mortgage

Document Number0000020268
DateJul 11, 2022
Instrument2022-0020268
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,006,280 (+2%) Land $793,276 Building $213,004
2025$15,970.00 (+11.37%)$986,548 (+4.04%) Land $777,720 Building $208,828
2023$14,340.00 (+2.49%)$948,240 Land $747,520 Building $200,720$2,182,860
2022$13,991.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims7 (1978–2010)
Claims Outside the SFHA6 of 7
Most Recent ClaimApr 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Cruzio Internet
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Etheric Communications, LLC..

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oceanview Dr

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