Clay County property record for 344 N Ridge Dr, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,124 sqft · built 1984 |
| Lot Size | 0.52 acres (22,694 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,707 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-05-26-015189-026-00 |
| Primary APN | 41-05-26-015189-026-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,124 sqft Heated Area |
| Gross Area | 4,832 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,694 sqft (0.52 acres) |
| Lot Dimensions | 179 ft deep x 127 ft wide |
| Garage Area | 625 sqft |
| Patio Area | 1,020 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 344 N RIDGE DR |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-8147 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 24 CEDAR RUN AS REC O R 812 PG 132;1386 PG 1737 & 1399 PG 1213 |
| Legal Range | 26 |
| Legal Township | 05 |
| Legal Section | 41 |
| Legal Subdivision | CEDAR RUN |
| Legal Lot Number | 24 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30701 |
344 N Ridge Dr is owned and occupied by two individuals who acquired it in November 1991.
Source: Clay County records, as of December 18, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 344 N RIDGE DR, FLEMING ISLAND, FL 32003-8147 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 1991 |
| Deed Sale | Nov 20, 1991 |
| Deed Document Number | 0013991213 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 344 N Ridge Dr was $2,707 with exemptions applied.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,707.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $257,125 | $471,106 Land $75,000 Building $396,106 |
| 2023 | $2,826.00 (+5.45%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $242,601 (+3%) | $482,142 (+24.25%) Land $75,000 Building $407,142 |
| 2022 | $2,680.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $235,535 | $388,031 Land $75,000 Building $313,031 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 344 N Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 191 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 191 in force |
| Nearby Flood Claims | 57 (1980–2024) |
| Claims Outside the SFHA | 31 of 57 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 344 N Ridge Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
5G (outdoors only) and 4G LTE
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