344 N Ridge Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 344 N Ridge Dr, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,124 sqft · built 1984
Lot Size0.52 acres (22,694 sqft)
Owner2 Individual Names on File
Tax Bill$2,707 (2025)
Flood ZoneZone X (minimal risk)
APN41-05-26-015189-026-00

Property Details

APN / Parcel Number

Primary APN41-05-26-015189-026-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,124 sqft Heated Area
Gross Area4,832 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area22,694 sqft (0.52 acres)
Lot Dimensions179 ft deep x 127 ft wide
Garage Area625 sqft
Patio Area1,020 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address344 N RIDGE DR
CityFLEMING ISLAND
StateFL
Zip32003-8147
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionLOT 24 CEDAR RUN AS REC O R 812 PG 132;1386 PG 1737 & 1399 PG 1213
Legal Range26
Legal Township05
Legal Section41
Legal SubdivisionCEDAR RUN
Legal Lot Number24
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2001
Census Tract30701

Owner

344 N Ridge Dr is owned and occupied by two individuals who acquired it in November 1991.

Source: Clay County records, as of December 18, 2025

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address344 N RIDGE DR, FLEMING ISLAND, FL 32003-8147
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 1991
Deed SaleNov 20, 1991
Deed Document Number0013991213
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 344 N Ridge Dr was $2,707 with exemptions applied.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,707.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$257,125$471,106 Land $75,000 Building $396,106
2023$2,826.00 (+5.45%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$242,601 (+3%)$482,142 (+24.25%) Land $75,000 Building $407,142
2022$2,680.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$235,535$388,031 Land $75,000 Building $313,031

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 344 N Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 191 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies191 in force
Nearby Flood Claims57 (1980–2024)
Claims Outside the SFHA31 of 57
Most Recent ClaimSep 2024 · other causes
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 38 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 344 N Ridge Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Ridge Dr

Nearby Streets

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