344 N Main St, Walcott, IA 52773 Property Records

Scott County property record for 344 N Main St, Walcott, IA 52773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,421 sqft · built 1929
Lot Size	0.333 acres (14,505 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Feb 2025)
Tax Bill	$3,302 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`820636005`

Property Details

APN / Parcel Number

Primary APN	`820636005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,421 sqft Living Area
Basement Area	1,421 sqft
Finished Basement	400 sqft
Unfinished Basement	1,021 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,505 sqft (0.333 acres)
Lot Dimensions	221 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Deck Area	320 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	344 N MAIN ST
City	WALCOTT
State	IA
Zip	52773-8564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC:06 TWP:78 RNG:02PT NE NE SW COM NECOR SW 1/4-TH W ALGE & W C/L SEC 30' S1D 20' W 30' TO S/L OF RD-TH S 1D 20' ALG WLY
Legal Range	02W
Legal Township	78N
Legal Section	06
Legal Subdivision	METES & BOUNDS
Jurisdiction	SCOTT IA
Township / Civil Division	BLUE GRASS
Census Block Group	2
Census Block	2010
Census Tract	10401

Owner

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	344 N MAIN ST, WALCOTT, IA 52773-8564
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Line of Credit ASCENTRA CREDIT UNION
Feb 4, 2025	Warranty Deed, Transfer · Conventional Mortgage ACCENTRA CU
Feb 4, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2025 · Amount on Record
Deed Sale	Feb 4, 2025 · Amount on Record
Prior Sale	Jan 8, 2021 · Amount on Record
Deed Document Number	20252039
Prior Transfer Date	Jan 22, 2010
Prior Transfer Doc	0000003492
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Recording Date	Jul 7, 2026
Property Address	344 N MAIN ST, WALCOTT, IA 52773-8564
Document Number	0000014371
Instrument Date	Jun 29, 2026
Instrument	202614371
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 N MAIN ST, WALCOTT, IA 52773-8564

Mortgage

Document Number	0000014371,
Date	Jul 7, 2026
Instrument	202614371

Lender

Name	ASCENTRA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 25, 2046

Interest

Rate	6.53%
Max Rate	-1%

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Feb 4, 2025
Property Address	344 N MAIN ST, WALCOTT, IA 52773-8564
Document Number	2025002040
Instrument Date	Jan 23, 2025
Instrument	2025-002040
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	344 N MAIN ST, WALCOTT, IA 52773-8564

Mortgage

Document Number	2025002041
Date	Feb 4, 2025
Instrument	2025-002041

Lender

Name	ACCENTRA CU
Type	Credit Union
Address	2019 GRANT ST, BETTENDORF, IA 52722

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2030
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	11.5%

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Feb 4, 2025
Property Address	344 N MAIN ST, WALCOTT, IA 52773-8564
Document Number	2025002039
Instrument Date	Jan 23, 2025
Instrument	2025-002039
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Tax	$423.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	344 N MAIN ST, WALCOTT, IA 52773-8564

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Walcott City
Unified School District	Davenport Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,302.00	$253,700 (-) Land $43,500 Building $210,200	$253,700 (-) Land $43,500 Building $210,200
2025	$3,302.00 (+6.04%) Homeowner's exemption	$253,700 (+3.42%) Land $43,500 Building $210,200	$253,700 (+3.42%) Land $43,500 Building $210,200
2024	$3,114.00 (-2.99%)
2023		$245,300 Land $43,500 Building $201,800	$245,300 Land $43,500 Building $201,800
2022	$3,210.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALCOTT WATERWORKS serves 1,551 people · EPA ID IA8285058
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000

May also be available: Night Owl Wireless, Verizon.

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