344 N 5th St, Reading, PA 19601 Property Records

Berks County property record for 344 N 5th St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 4,005 sqft · built 1900
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Jan 2019)
Tax Bill	$2,501 (2026)
Deeds & Mortgages	Jul 2020 Line of Credit Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5307-75-72-7450`

Property Details

APN / Parcel Number

Primary APN	`5307-75-72-7450`
Alternative APNs	`07-5307-75-72-7450` `7074425` `074425`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	3 Stories
Building Area	4,005 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,178 sqft (0.05 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	7074425
Street Address	344 N 5TH ST
City	READING
State	PA
Zip	19601-3002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	27
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2004
Census Tract	1300

Owner

344 N 5th St is owned and occupied by two individuals who bought it in January 2019.

Source: Berks County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	344 N 5TH ST, READING, PA 19601-3002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2020	Deed of Trust, Mortgage · Line of Credit RIVERFRONT FCU
Jan 11, 2019	Deed, Transfer · Conventional Mortgage NASA FCU
Jul 5, 2018	Grant Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2019 · Amount on File
Deed Sale	Jan 11, 2019 · Amount on File
Prior Sale	Sep 30, 2004 · Amount on File
Deed Document Number	20191157
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	344 N 5TH ST, READING, PA 19601-3002
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022488
Date	Jul 8, 2020
Instrument	2020022488

Lender

Name	RIVERFRONT FCU
Type	Credit Union
Address	READING, PA 19602

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Jun 25, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jan 11, 2019
Property Address	344 N 5TH ST, READING, PA 19601-3002
Document Number	0000001157
Instrument Date	Jan 8, 2019
Instrument	2019001157
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	REGAL ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	344 N 5TH ST, READING, PA 19601-3002

Mortgage

Document Number	0000001158
Date	Jan 11, 2019
Instrument	2019001158

Lender

Name	NASA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

July 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Jul 5, 2018
Property Address	344 N 5TH ST, READING, PA 19601-3002
Document Number	0000022389
Instrument Date	Oct 27, 2015
Instrument	22389
Transaction Type	Foreclosure
Record Updated	Jul 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$886.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 344 N 5th St was $2,501 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,501.00 Homeowner's exemption	$88,600 Land $24,700 Building $63,900	$24,700 Land $24,700
2024	$2,345.00	$88,600 Land $24,700 Building $63,900
1994			$88,600 Land $24,700 Building $63,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 344 N 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 344 N 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 989 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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