344 Mountain Ave, Berthoud, CO 80513 Property Records

Larimer County property record for 344 Mountain Ave, Berthoud, CO 80513

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	800 sqft · built 1900
Lot Size	0.03 acres (1,307 sqft)
Owner	Owner Name on Record
Last Sale	$272,500 (Aug 2007)
Tax Bill	$3,917 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit Sep 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`94144-52-034`

Property Details

APN / Parcel Number

Primary APN	`94144-52-034`
Alternative APN	`R0482625`

Interior

Stories	1 Story
Building Area	800 sqft Total Area

Exterior

Year Built	Built 1900
Architectural Style	Other
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	1,307 sqft (0.03 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0482625
Old Parcel Number	9414452034
Street Address	344 MOUNTAIN AVE
City	BERTHOUD
State	CO
Zip	80513
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	BEG AT PT 25 FT W OF SE COR LOT 24, BLK 6, BER, TH W 30 FT; TH N 50 FT; TH E 30 FT; TH S 50 FT TO BEG
Legal Range	69
Legal Township	04
Legal Section	14
Legal Quarter	SE
Legal Subdivision	BER BLK 6
Legal Block	6
Legal Lot Number	24
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	1
Census Block	1022
Census Tract	2700

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	340 MOUNTAIN AVE, BERTHOUD, CO 80513-5004

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2017	Deed of Trust, Mortgage · Line of Credit GUARANTY BK
Sep 21, 2017	Loan Modification, Mortgage GUARANTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2007 · Amount on Record
Deed Sale	Aug 15, 2007 · Amount on Record
Deed Document Number	RECEPT # 20070064168
Last Transfer Date	Aug 21, 2007
Transfer Doc	0000064168
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	344 MOUNTAIN AVE, BERTHOUD, CO 80513
Document Number	0000064725
Instrument Date	Sep 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	103 SE 2ND ST BERTHOUD CO 805132661, BERTHOUD, CO 80513-2661

Mortgage

Document Number	0000064725
Date	Sep 27, 2017
Instrument	64725

Lender

Name	GUARANTY BK
Type	Federal Savings Bank
Address	DENVER, CO 80217

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 26, 2027

Interest

Rate Type	Adjustable Rate

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Property Address	344 MOUNTAIN AVE, BERTHOUD, CO 80513
Document Number	0000064495
Instrument Date	Sep 21, 2017
Transaction Type	Mortgage
Record Updated	Oct 3, 2017
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	103 SE 2ND ST BERTHOUD CO 805132661, BERTHOUD, CO 80513-2661

Mortgage

Document Number	0000064495
Date	Sep 26, 2017
Instrument	64495

Lender

Name	GUARANTY BK
Type	Bank
Address	DENVER, CO 80217

Agreement

Term	120 Months
Due	Sep 25, 2027

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,917.00 (+138.84%)	$41,040 (+57.49%) Land $4,347 Building $36,693	$152,000 (+62.74%) Land $16,100 Building $135,900
2023	$1,640.00 (-34.48%)	$26,059 (-0.16%) Land $4,492 Building $21,567	$93,400 (+3.78%) Land $16,100 Building $77,300
2022	$2,503.00	$26,100 Land $4,669 Building $21,431	$90,000 Land $16,100 Building $73,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
AT&T Fixed Wireless	100 / 20

May also be available: Hilltop Broadband, T-Mobile, Verizon.

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