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344 McBrayer St, Shelby, NC 28150 Property Records

Cleveland County property record for 344 McBrayer St, Shelby, NC 28150 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1,176 sqft · built 2021
Lot Size0.139 acres (6,055 sqft)
OwnerIndividual Name on File
Last Sale$140,000 (Jul 2021)
Tax Bill$1,788 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
May 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN40485

Property Details

APN / Parcel Number

Primary APN40485
Alternative APN
  • 1340468

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,176 sqft Total Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialAluminum/Vinyl
Lot Area6,055 sqft (0.139 acres)
Lot Dimensions120 ft deep x 50 ft wide
PorchSlab

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHeat Pump

Location & Zoning

Account Number1340468
Street Address344 MCBRAYER ST
CitySHELBY
StateNC
Zip28150-5316
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#9 PB39-25 HOPPS CORNER PHASE 1
Legal SubdivisionE BRIDGES S/D
Legal Phase1
Legal Block3
Legal Lot Number29
JurisdictionCLEVELAND NC
Township / Civil DivisionCLEVELAND
Census Block Group3
Census Block3022
Census Tract951100

Owner

Source: Cleveland County records · APN 40485

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address344 MCBRAYER ST, SHELBY, NC 28150-5316
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 09, 2021Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
May 02, 2019Deed of Trust, Mortgage · Line of Credit
CARTER BK&TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 09, 2021 · Amount on Record
Deed SaleJul 09, 2021 · Amount on Record
Deed Document Number2021200057879
Deed Book / Page1845 / 2603
Record UpdatedSep 20, 2026

July 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateJul 09, 2021
Property Address344 MCBRAYER ST, SHELBY, NC 28150-5316
Document Number0018452603
Book / Page1845 / 2603
Map ReferenceMB 39 PG 25
Instrument DateJul 09, 2021
Instrument200057879
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 30, 2025
Title CompanySOUTH CITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$280.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1249, HUNTERSVILLE, NC 28070-1249

Transferred To (Grantee/Buyer)

NameVerified Name
Address344 MCBRAYER ST, SHELBY, NC 28150-5316
InvestorPossibly a Property Investor

Mortgage

Document Number0018452605
DateJul 09, 2021
Instrument1845/2605
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND NC
Property Address344 MCBRAYER ST, SHELBY, NC 28150-5316
Document Number0017902835
Instrument DateMay 02, 2019
Transaction TypeMortgage
Record UpdatedJun 10, 2019
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address11920 WILLINGDON RD HUNTERSVILLE NC 280785680, HUNTERSVILLE, NC 28078-5680

Mortgage

Document Number0017902835
DateMay 02, 2019
Book Page001790/002835
Instrument25848
Lender
NameCARTER BK&TR
TypeFunding / Finance Company
AddressMOORESVILLE, NC 28115-8097
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 01, 2029
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCleveland County
MunicipalityShelby City
Unified School DistrictCleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$179,740 (-) Land $6,750 Building $172,990$179,740 (-) Land $6,750 Building $172,990
2025$1,788.00$179,740 (+26.39%) Land $6,750 Building $172,990$179,740 (+26.39%) Land $6,750 Building $172,990
2023$142,212 Land $2,250 Building $139,962$142,212 Land $2,250 Building $139,962

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370459511003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Central Shelby Historic District
listed 1983 · 185 contributing resources · NRIS 83001841

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 303 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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