344 Long Cove Dr, Madison, MS 39110 Property Records

Madison County property record for 344 Long Cove Dr, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,456 sqft · built 1989
Owner	Individual Name on File
Tax Bill	$4,479 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`072E-15A-027`

Property Details

APN / Parcel Number

Primary APN	`072E-15A-027`
Alternative APNs	`072E-15A-027/00.00` `11444`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,456 sqft Adjusted Area
1st Floor Area	2,492 sqft
2nd Floor Area	1,568 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Deck Area	480 sqft
Patio Area	858 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	11444
Old Parcel Number	072E-15A-027/00.00
Street Address	344 LONG COVE DR
City	MADISON
State	MS
Zip	39110-9183
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT E16 NORTHBAY PHASE 1 PART A LEASEHOLD
Legal Range	02E
Legal Township	07N
Legal Section	15
Legal Subdivision	NORTHBAY PH 1 PT A
Legal Phase	1
Legal Lot Number	E16
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	2
Census Block	2050
Census Tract	30207

Owner

Source: Madison County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	344 LONG COVE DR, MADISON, MS 39110-9183
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Line of Credit PRIORITYONE BANK
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
May 28, 2021	Assignment of Lease, Transfer NOT AVAILABLE, JERNIGAN COPELAND TITLE LLC
May 28, 2021	Lease, Transfer NOT AVAILABLE, JERNIGAN COPELAND TITLE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 28, 2021
Deed Sale	May 28, 2021
Deed Document Number	0004045248
Deed Book / Page	4045 / 248
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	344 LONG COVE DR, MADISON, MS 39110-9183
Transaction Type	Mortgage
Record Updated	Feb 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 LONG COVE DR, MADISON, MS 39110-9183

Mortgage

Document Number	004162/162
Date	Jan 26, 2022
Book Page	4162/162
Instrument	949107

Lender

Name	PRIORITYONE BANK
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	344 LONG COVE DR, MADISON, MS 39110-9183
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 SUNNYCREST DR, RIDGELAND, MS 39157-2536

Mortgage

Document Number	4038/123
Date	May 14, 2021
Book Page	4038/123
Instrument	926199

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2021: Assignment of Lease, Transfer

Document Type	Assignment of Lease
Jurisdiction	MADISON MS
Recording Date	May 28, 2021
Property Address	344 LONG COVE DR, MADISON, MS 39110-9183
Document Number	4045/248
Book / Page	4045 / 248
Map Reference	CAB C SL 14
Instrument Date	May 11, 2021
Instrument	927327
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	NOT AVAILABLE, JERNIGAN COPELAND TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	735 SANDPIPER PL, 735, MIRAMAR BEACH, FL 32550-4822

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	344 LONG COVE DR, MADISON, MS 39110-9183

May 2021: Lease, Transfer

Document Type	Lease
Jurisdiction	MADISON MS
Recording Date	May 28, 2021
Property Address	344 LONG COVE DR, MADISON, MS 39110-9183
Document Number	4045/267
Book / Page	4045 / 267
Map Reference	CAB C SL 14
Instrument Date	May 3, 2021
Instrument	927329
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	NOT AVAILABLE, JERNIGAN COPELAND TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	344 LONG COVE DR, MADISON, MS 39110-9183

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,479.00 Homeowner's exemption	$41,013 (-)	$410,130 (-) Land $80,000 Building $330,130
2024	$4,479.00
2023	$4,479.00 Homeowner's exemption	$41,013	$410,130 Land $80,000 Building $330,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	2 (2005–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Ozborn Communications.

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