344 Kenmure Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 344 Kenmure Dr, Flat Rock, NC 28731

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,393 sqft · built 1991
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Jan 2018)
Tax Bill	$3,839 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9566734325`

Property Details

APN / Parcel Number

Primary APN	`9566734325`
Alternative APNs	`00956673432555` `9944859`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	3,393 sqft Heated Area
1st Floor Area	2,450 sqft
Basement Area	1,347 sqft
Finished Basement	943 sqft
Unfinished Basement	404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	52,272 sqft (1.2 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	387 sqft
Deck Area	452 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9944859
Street Address	344 KENMURE DR
City	FLAT ROCK
State	NC
Zip	28731-9579
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9944859~R-
Legal Description	KENMURE LO42R PHIV PL1991-1127
Legal Subdivision	KENMURE PH IV RESUB
Legal Phase	4
Legal Block	73
Legal Lot Number	4325
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	2
Census Block	2018
Census Tract	931500

Owner

Source: Henderson County records · APN 9566734325

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	344 KENMURE DR, FLAT ROCK, NC 28731-9579
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 25, 2018 · Amount on Record
Deed Sale	Jan 25, 2018 · Amount on Record
Deed Book / Page	3156 / 564
Record Updated	Sep 20, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Jan 25, 2018
Property Address	344 KENMURE DR, FLAT ROCK, NC 28731-9579
Document Number	0031560564
Book / Page	003156 / 000564
Instrument Date	Jan 16, 2018
Instrument	877647
Transaction Type	Transfer
Record Updated	Feb 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	344 KENMURE DR FLAT ROCK NC 287319579, FLAT ROCK, NC 28731-9579

Mortgage

Document Number	31560567
Date	Jan 25, 2018
Book Page	003156/000567
Instrument	877648

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Flat Rock Village
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$890,800 (-) Land $159,900 Building $730,900
2025	$3,839.00
2023		$890,800 Land $159,900 Building $730,900	$890,800 Land $159,900 Building $730,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 12, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 individual policies
Nearby Flood Policies	22 units insured incl. 12 condo units
Nearby Flood Claims	1 (2018)
Most Recent Claim	Oct 2018 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Communications Cable	940 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 83 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.