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344 James Ln, Versailles, KY 40383 Property Records

Jessamine County property record for 344 James Ln, Versailles, KY 40383

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,782 sqft
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on File
Last Sale$665,000 (Jun 2025)
Tax Bill$7,226 (2025)
Deeds & MortgagesApr 2026 Construction Loan
Jun 2025 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN018-00-00-021.00

Property Details

APN / Parcel Number

Primary APN018-00-00-021.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,782 sqft Living Area
Basement Area1,782 sqft
Unfinished Basement1,782 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialBrick Veneer
Lot Area217,800 sqft (5 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating FuelElectric

Location & Zoning

Street Address344 JAMES LN
CityVERSAILLES
StateKY
Zip40383-9343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description10
Legal SubdivisionSINKING CREEK
Legal Lot Number10
JurisdictionJESSAMINE KY
Township / Civil DivisionKEENE
Census Block Group3
Census Block3001
Census Tract60600

Owner

344 James Ln is owned and occupied by two individuals who bought it in June 2025.

Source: Jessamine County records, as of May 1, 2026

Owner of Record2 Individual Names on File
Mailing Address344 JAMES LN, VERSAILLES, KY 40383-9343
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2026Deed of Trust, Mortgage · Construction Mortgage
CENTRAL BANK & TRUST COMPANY
Jun 30, 2025Warranty Deed, Transfer · Line of Credit
CENTRAL BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2025 · Amount on File
Deed SaleJun 30, 2025 · Amount on File
Prior SaleMay 7, 2024 · Amount on File
Deed Document Number2025539507
Deed Book / Page888 / 23
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJESSAMINE KY
Recording DateApr 14, 2026
Property Address344 JAMES LN, VERSAILLES, KY 40383-9343
Document Number0000566250
Book / Page1638 / 18
Instrument DateMar 31, 2026
Instrument2026566250
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address344 JAMES LN, VERSAILLES, KY 40383-9343

Mortgage

Document Number0000566250,
DateApr 14, 2026
Book Page1638/18
Instrument2026566250
Lender
NameCENTRAL BANK & TRUST COMPANY
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term120 Months
DueMar 31, 2036
Interest
Rate6%
Max Rate-1%

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJESSAMINE KY
Recording DateJun 30, 2025
Property Address344 JAMES LN, VERSAILLES, KY 40383-9343
Document Number0000539507
Book / PageD888 / 23
Map ReferenceMB 1 PG 46
Instrument DateJun 18, 2025
Instrument539507
Transaction TypeTransfer
Record UpdatedDec 8, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$665.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address721 CHINKAPIN DR, NICHOLASVILLE, KY 40356-6023

Transferred To (Grantee/Buyer)

NameVerified Name
Address344 JAMES LN, VERSAILLES, KY 40383-9343

Mortgage

Document Number0000539508
DateJun 30, 2025
Instrument539508
Lender
NameCENTRAL BANK & TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueJul 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 344 James Ln was $7,226.

Source: Jessamine County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyJessamine County
Unified School DistrictJessamine County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,226.00$630,000 Land $75,000 Building $555,000$630,000 Land $75,000 Building $555,000
2023$2,107.00 Homeowner's exemption$228,000 Land $75,000 Building $153,000$228,000 Land $75,000 Building $153,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 344 James Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1978–1983)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 344 James Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJESSAMINE S ELKHORN WATER DIST
serves 8,826 people · EPA ID KY0570249
Water SourcePurchased surface water from several systems
Last State InspectionAug 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2023
Haloacetic acids
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		25 / 3
All Points Broadband
Fixed Wireless		10 / 1

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on James Ln

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