344 Hope Bay Loop, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 344 Hope Bay Loop, Apollo Beach, FL 33572

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,887 sqft · built 2013
Lot Size	0.229 acres (10,000 sqft)
Owner	Owner Name on File
Last Sale	$274,900 (Dec 2013)
Tax Bill	$3,483 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`0542432136`

Property Details

APN / Parcel Number

Primary APN	`0542432136`
Alternative APN	`U33311995J000009000220`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,887 sqft Heated Area
1st Floor Area	2,887 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2019
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	678 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0542432136
Street Address	344 HOPE BAY LOOP
City	APOLLO BEACH
State	FL
Zip	33572-3533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	HARBOUR ISLES PHASE 2A/2B/2C LOT 22 BLOCK 9
Legal Range	19E
Legal Township	31S
Legal Section	33
Legal Subdivision	HARBOUR ISLES PHASE 2A/2B/2C
Legal Block	9
Legal Lot Number	22
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2026
Census Tract	14119

Owner

Source: Hillsborough County assessment roll, APN 0542432136, as of July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	344 HOPE BAY LOOP, APOLLO BEACH, FL 33572-3533
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 31, 2013 · Amount on Record
Deed Sale	Dec 31, 2013 · Amount on Record
Deed Document Number	2013484922
Deed Book / Page	22340 / 1280
Record Updated	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	344 HOPE BAY LOOP, APOLLO BEACH, FL 33572-3533
Document Number	0000264710
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	344 HOPE BAY LOOP APOLLO BEACH FL 335723533, APOLLO BEACH, FL 33572-3533

Mortgage

Document Number	0000264710
Date	Jun 26, 2020
Instrument	264710

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2050

Tax Assessment & Valuation

Source: Hillsborough County assessment roll as of July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,483.00 (-49.43%) Disabled Person's exemption Veteran's exemption	$250,483 (+5.99%)	$433,062 (+5.42%) Land $103,500 Building $329,562
2023	$6,888.00 (+3.61%) Homeowner's exemption Veteran's exemption	$236,334 (+3%)	$410,795 (+3.17%) Land $103,500 Building $307,295
2022	$6,648.00 Homeowner's exemption	$229,450	$398,158 Land $80,500 Building $317,658

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), as of September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570141192, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 410 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	410 in force
Nearby Flood Claims	12 (2020–2025)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Debby, Aug 2024 · 3 claims

Wildfire

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 259 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL6290787, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.