344 Haverhill St, Lawrence, MA 01840 Property Records

Essex County and Lawrence City property record for 344 Haverhill St, Lawrence, MA 01840

Property Summary

Property Type	Apartments (5+ Units)
Details	9 bd · 4 ba · 4,413 sqft · built 1900
Lot Size	0.13 acres (5,673 sqft)
Owner	2 Individual Names on File
Last Sale	$1,069,000 (Mar 2026)
Tax Bill	$7,748 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`147 0000 0006 A`

Property Details

APN / Parcel Number

Primary APN	`147 0000 0006 A`
Alternative APN	`LAWR M:0147 B:0000 L:0006`

Interior

Bedrooms	9 Beds
Full Baths	4 Baths
Total Rooms	36 Rooms
Units	4 Units
Stories	3 Stories
Building Area	4,413 sqft Living Area
Gross Area	6,786 sqft
Basement Area	2,077 sqft
Unfinished Basement	2,077 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	5,673 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	147 0000 0006 A
Street Address	344 HAVERHILL ST
City	LAWRENCE
State	MA
Zip	01840-1100
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R2
Legal Lot Number	6
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1009
Census Tract	251200

Owner

344 Haverhill St, a residential property, is owned by two individuals who bought it in March 2026.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	344 HAVERHILL ST, 4, LAWRENCE, MA 01840-1100
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Sep 27, 2023	Quit Claim Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2026 · Amount on File
Deed Sale	Mar 31, 2026 · Amount on File
Prior Sale	Sep 27, 2023 · Amount on File
Deed Document Number	20264817
Deed Book / Page	18545 / 253
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Mar 31, 2026
Property Address	344 HAVERHILL ST, LAWRENCE, MA 01840-1100
Document Number	018545-253
Book / Page	18545 / 253
Instrument Date	Mar 31, 2026
Instrument	4817
Transaction Type	Transfer
Record Updated	Apr 22, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	344 HAVERHILL ST APT 4, 4, LAWRENCE, MA 01840-1100

Mortgage

Document Number	0000004818
Date	Mar 31, 2026
Instrument	4818

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Sep 27, 2023
Property Address	344 HAVERHILL ST, LAWRENCE, MA 01840-1100
Document Number	00017843-5
Book / Page	17843 / 5
Instrument Date	Sep 26, 2023
Instrument	15973
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 PEARSON ST, HAVERHILL, MA 01830-6426

Mortgage

Document Number	0000015974
Date	Sep 27, 2023
Instrument	15974

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 344 Haverhill St was $7,748, up 7.6% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$7,748.00 (+7.6%)	$896,800 (+9.59%) Land $116,200 Building $780,600
2025	$7,201.00 (+9.21%)	$818,300 (+14.78%) Land $116,200 Building $702,100
2024	$6,594.00 (-2.2%)	$712,900 (+7.43%) Land $122,100 Building $590,800
2023	$6,742.00	$663,600 Land $117,900 Building $545,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 344 Haverhill St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 344 Haverhill St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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