Kane County property record for 344 Hamilton Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,730 sqft · built 1940 |
| Lot Size | 0.238 acres (10,362 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (Jan 2022) |
| Tax Bill | $7,979 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Sep 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-109-010 |
| Primary APN | 06-14-109-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,730 sqft Living Area |
| Gross Area | 2,546 sqft |
| Basement Area | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Frame |
| Lot Area | 10,362 sqft (0.238 acres) |
| Lot Dimensions | 132 ft deep x 79 ft wide |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 344 HAMILTON AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EDWARD J OBEIRNES SUB NORTH 1/2 LOT 19 & ALL OF LOT 20 BLOCK 2 |
| Legal Subdivision | EDWARD J OBEIRNES SUB |
| Legal Block | 2 |
| Legal Lot Number | 19,20 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 851102 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 344 HAMILTON AVE, ELGIN, IL 60123-3422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 6, 2018 | Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Mar 8, 2017 | Warranty Deed, Transfer · FHA Mortgage PNC MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2022 · Amount on Record |
| Deed Sale | Jan 14, 2022 · Amount on Record |
| Prior Sale | Sep 6, 2018 · Amount on Record |
| Deed Document Number | 20222791 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 14, 2022 |
| Property Address | 344 HAMILTON AVE, ELGIN, IL 60123-3422 |
| Document Number | 0000002791 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 2022K002791 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $255.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 344 HAMILTON AVE, ELGIN, IL 60123-3422 |
| Document Number | 0000002792 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 2022K002792 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 6, 2018 |
| Property Address | 344 HAMILTON AVE, ELGIN, IL 60123-3422 |
| Document Number | 0000043713 |
| Instrument Date | Aug 22, 2018 |
| Instrument | 2018K043713 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $222.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1808 LINTON CT APT 101, 101, SCHAUMBURG, IL 60193-5128 |
| Document Number | 0000043714 |
|---|---|
| Date | Sep 6, 2018 |
| Instrument | 2018K043714 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 8, 2017 |
| Property Address | 344 HAMILTON AVE, ELGIN, IL 60123-3422 |
| Document Number | 0000012083 |
| Instrument Date | Feb 20, 2017 |
| Instrument | 2017K012083 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $204.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2409 N GENEVA TERRAVE1, 2409, CHICAGO, MH 00000 |
| Name | Verified Name |
|---|---|
| Address | 344 HAMITON AVE, ELGIN, IL 60123-3422 |
| Document Number | 0000012084 |
|---|---|
| Date | Mar 8, 2017 |
| Instrument | 2017K012084 |
| Name | PNC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Address | GREENVILLE, OH 45331 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,979.00 (+15.86%) Homeowner's exemption | ||
| 2024 | $103,705 (+21.39%) Land $27,092 Building $76,613 | $311,239 (+21.44%) Land $81,309 Building $229,931 | |
| 2022 | $6,887.00 (+4.51%) Homeowner's exemption | $85,429 (+6.96%) Land $22,318 Building $63,111 | $256,287 (+6.96%) Land $66,954 Building $189,333 |
| 2021 | $6,590.00 Homeowner's exemption | $79,870 Land $20,866 Building $59,004 | $239,610 Land $62,598 Building $177,012 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures