Santa Cruz County property record for 344 Hames Rd, Watsonville, CA 95076 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,398 sqft · built 2014 |
| Lot Size | 0.383 acres (16,683 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,277,500 (May 2026) |
| Tax Bill | $14,377 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Oct 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 107-461-16 |
| Primary APN | 107-461-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,398 sqft Living Area |
| Gross Area | 2,926 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Construction Type | Manufactured |
| Lot Area | 16,683 sqft (0.383 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 119 sqft |
| Street Address | 344 HAMES RD |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-0206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | RANCHO CORRALITOS |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 122402 |
Source: Santa Cruz County records · APN 107-461-16
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 344 HAMES RD, WATSONVILLE, CA 95076-0206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Oct 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| May 22, 2026 | Grant Deed, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORPORATION |
| Dec 08, 2023 | Intrafamily Transfer, Transfer |
| Aug 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Aug 12, 2021 | Grant Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Sep 24, 2018 | Deed of Trust, Mortgage · Line of Credit BAY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 22, 2026 · Amount on Record |
| Deed Sale | May 22, 2026 · Amount on Record |
| Prior Sale | Aug 12, 2021 · Amount on Record |
| Deed Document Number | 202611603 |
| Prior Transfer Date | Dec 06, 2023 |
| Prior Transfer Doc | 0000023593 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 344 HAMES RD, WATSONVILLE, CA 95076-0206 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | PO BOX 34, CAPITOLA, CA 95010-0034 |
| Document Number | 0000042501 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 2021-0042501 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 344 HAMES RD, WATSONVILLE, CA 95076-0206 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | PO BOX 34, CAPITOLA, CA 95010-0034 |
| Document Number | 0000053593 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 2021-0053593 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 22, 2026 |
| Property Address | 344 HAMES RD, WATSONVILLE, CA 95076-0206 |
| Document Number | 0000011603 |
| Instrument Date | May 20, 2026 |
| Instrument | 202611603 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $141,930.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 344 HAMES RD, WATSONVILLE, CA 95076-0206 |
| Document Number | 0000011604, |
|---|---|
| Date | May 22, 2026 |
| Instrument | 202611604 |
| Name | MASON MCDUFFIE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 08, 2023 |
| Property Address | 344 HAMES RD, WATSONVILLE, CA 95076-0206 |
| Document Number | 0000023593 |
| Instrument Date | Dec 06, 2023 |
| Instrument | 2023-0023593 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 344 HAMES RD, WATSONVILLE, CA 95076-0206 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 344 HAMES RD, WATSONVILLE, CA 95076-0206 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | PO BOX 34, CAPITOLA, CA 95010-0034 |
| Document Number | 0000042501 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 2021-0042501 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 12, 2021 |
| Property Address | 344 HAMES RD, WATSONVILLE, CA 95076-0206 |
| Document Number | 0000042312 |
| Instrument Date | Jul 31, 2021 |
| Instrument | 2021-0042312 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 344 HAMES RD, WATSONVILLE, CA 95076-0206 |
| Document Number | 0000042313 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 2021-0042313 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 344 HAMES RD, WATSONVILLE, CA 95076-0206 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000028960 |
|---|---|
| Date | Sep 24, 2018 |
| Instrument | 2018-0028960 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Address | CAPITOLA, CA 95010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Nov 15, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,215,301 (+2%) Land $911,475 Building $303,826 | ||
| 2025 | $14,377.00 (+10.39%) | $1,191,472 (+4.04%) Land $893,603 Building $297,869 | |
| 2023 | $13,024.00 (+1.89%) Homeowner's exemption | $1,145,205 Land $858,903 Building $286,302 | $1,076,310 |
| 2022 | $12,782.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 62% of the US · above 37% of California |
|---|---|
| Wildfire Likelihood | About 1 in 671 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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