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344 Garfield St, Oceanside, CA 92054 Property Records

San Diego County property record for 344 Garfield St, Oceanside, CA 92054

Property Summary

Property TypeMulti-Family Dwellings
Details20 bd · 12 ba · 9,223 sqft · built 1969
Lot Size0.225 acres (9,818 sqft)
OwnerCompany Name on Record
Last Sale$170,000 (Apr 1996)
Tax Bill$3,353 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN150-245-06-00

Property Details

APN / Parcel Number

Primary APN150-245-06-00
Alternative APN
  • 1501540600

Interior

Bedrooms20 Beds
Full Baths12 Baths
Units12 Units
Building Area9,223 sqft Living Area

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleMulti-Family
Lot Area9,818 sqft (0.225 acres)

Location & Zoning

Old Parcel Number1501540600
Street Address344 GARFIELD ST
CityOCEANSIDE
StateCA
Zip92054-3200
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeRS
Legal DescriptionBLK 3 LOTS 14 & 15 TR 000250
Legal SubdivisionGASTON & CHAPMANS SUB
Legal Tract000250
Legal Block3
Legal Lot Number14,15
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract18202

Owner

Source: San Diego County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address20012 ELFIN FOREST LN, ESCONDIDO, CA 92029-6004
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2026Deed of Trust, Mortgage · Commercial Mortgage
NICHOLAS M SIEBERS AND HOLLY E SCHAEFER
Jun 10, 2020Deed of Trust, Mortgage · Conventional with PMI
SCHAEFER FAMILY TRUST (PT)

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 2, 1996 · Amount on Record
Deed SaleApr 2, 1996 · Amount on Record
Prior SaleApr 2, 1996
Deed Document Number1996163930
Last Transfer DateJun 27, 2000
Transfer Doc0000367833
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address344 GARFIELD ST, OCEANSIDE, CA 92054-3200
Transaction TypeMortgage
Record UpdatedMar 2, 2026
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address20012 ELFIN FOREST LN, ESCONDIDO, CA 92029-6004

Mortgage

Document Number0000047048
DateFeb 20, 2026
Instrument2026-0047048
Lender
NameNICHOLAS M SIEBERS AND HOLLY E SCHAEFER
TypePrivate Party
Address2300 BOSWELL RD STE 215, CHULA VISTA, CA 91914
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address344 GARFIELD ST, OCEANSIDE, CA 92054-3200
Document Number0000307382
Instrument DateJun 10, 2020
Transaction TypeMortgage
Record UpdatedJun 24, 2020
Title CompanyTICOR TITLE COMPANY-SD COMMERCIAL, TICOR TITLE CO-SD COM'L

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address20012 ELFIN FOREST LN ESCONDIDO CA 920296004, ESCONDIDO, CA 92029-6004

Mortgage

Document Number0000307382
DateJun 15, 2020
Instrument307382
Lender
NameSCHAEFER FAMILY TRUST (PT)
Address1208 BEWICKS CT, CARLSBAD, CA 92011
Agreement
TypeConventional with PMI
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$288,033 (+2%) Land $118,598 Building $169,435
2025$3,353.00 (+5.37%)$282,386 (+4.04%) Land $116,273 Building $166,113
2023$3,182.00 (+1.56%)$271,422 Land $111,759 Building $159,663
2022$3,133.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemArviso - Mobile Home Park
private · serves 70 people · EPA ID 090605121
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2019
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: GeoLinks.

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