344 Flag Pond Rd, Saco, ME 04072 Property Records

York County and Saco City property record for 344 Flag Pond Rd, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,412 sqft · built 2022
Lot Size	2.4 acres (104,544 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Aug 2022)
Tax Bill	$9,834 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jan 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`G0423R`

Property Details

APN / Parcel Number

Primary APN	`G0423R`
Alternative APNs	`SACO M:100 L:033 U:000-000` `M:100 L:033 U:000=000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,412 sqft Living Area
Gross Area	7,120 sqft
Basement Area	2,412 sqft
Unfinished Basement	2,412 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	104,544 sqft (2.4 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	G0423R
Street Address	344 FLAG POND RD
City	SACO
State	ME
Zip	04072-9003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Lot Number	33
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2014
Census Tract	5100

Owner

Source: York County and Saco City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	344 FLAG POND RD, SACO, ME 04072-9003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Deed of Trust, Mortgage · Line of Credit SACO VALLEY CREDIT UNION
Jan 12, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SACO VALLEY CREDIT UNION
Aug 23, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage SACO VALLEY CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2022 · Amount on Record
Deed Sale	Aug 23, 2022 · Amount on Record
Deed Document Number	202236481
Deed Book / Page	19098 / 175
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	344 FLAG POND RD, SACO, ME 04072-9003
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0192360598
Date	May 11, 2023
Book Page	19236/598
Instrument	2023012403

Lender

Name	SACO VALLEY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	344 FLAG POND RD, SACO, ME 04072-9003
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191830697
Date	Jan 12, 2023
Book Page	19183/697
Instrument	2023001054

Lender

Name	SACO VALLEY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Aug 23, 2022
Property Address	344 FLAG POND RD, SACO, ME 04072-9003
Document Number	0190980175
Book / Page	19098 / 175
Instrument Date	Aug 19, 2022
Instrument	2022036481
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	7 GARDEN ST, OLD ORCHARD BEACH, ME 04064-1108

Mortgage

Document Number	2022036482
Date	Aug 23, 2022
Instrument	2022036482

Lender

Name	SACO VALLEY CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,834.00 (+2.01%)	$692,500 (+0.93%) Land $150,300 Building $542,200
2024	$9,640.00 (+415.23%)	$686,100 (+571.99%) Land $150,300 Building $535,800	$594,035
2022	$1,871.00	$102,100 Land $102,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2008–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2010 · Severe Winter Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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