Frederick County property record for 344 Ensemble Way, Frederick, MD 21701 · Last verified May 2026
| Property Type | Townhouse |
|---|---|
| Lot Size | 0.03 acres (1,296 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $434,990 (Dec 2025) |
| Tax Bill | $2,749 (2024) |
| Deeds & Mortgages | Mar 2024 Mortgage Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-606121 |
| Primary APN | 02-606121 |
|---|---|
| Alternative APN |
|
| Architectural Style | Townhouse |
|---|---|
| Lot Area | 1,296 sqft (0.03 acres) |
| Account Number | 606121 |
|---|---|
| Street Address | 344 ENSEMBLE WAY |
| City | FREDERICK |
| State | MD |
| Zip | 21701-9486 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 422 1,296 SQ FT RENN QUARTER PLAT 109/17 |
| Legal Lot Number | 422 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 772200 |
Source: Frederick County records · APN 02-606121
Assessment roll updated August 4, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 344 ENSEMBLE WAY, FREDERICK, MD 21701-9486 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 06, 2024 | Deed of Trust, Mortgage · Commercial Mortgage DR HORTON INC |
| Dec 04, 2025 | Deed, Subdivision Related Transfer · Conventional Mortgage NATIONAL INSTITUTES OF HEALTH FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 04, 2025 · Amount on Record |
| Deed Sale | Dec 04, 2025 · Amount on Record |
| Prior Sale | Apr 09, 2025 · Amount on Record |
| Deed Document Number | 2025 |
| Deed Book / Page | 17630 / 67 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 344 ENSEMBLE WAY, FREDERICK, MD 21701-9486 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0167840196 |
|---|---|
| Date | Mar 06, 2024 |
| Book Page | 16784/196 |
| Name | DR HORTON INC |
|---|---|
| Type | Non-Lending Institution |
| Address | EDGEWATER, MD 21037 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 04, 2025 |
| Property Address | 344 ENSEMBLE WAY, FREDERICK, MD 21701-9486 |
| Document Number | 0176300067 |
| Book / Page | 17630 / 67 |
| Map Reference | MB 109 PG 175 |
| Instrument Date | Oct 30, 2025 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 17, 2025 |
| Title Company | DHI TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,174.95 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 344 ENSEMBLE WAY, FREDERICK, MD 21701-9486 |
| Document Number | 0001763074 |
|---|---|
| Date | Dec 04, 2025 |
| Instrument | 17630/74 |
| Name | NATIONAL INSTITUTES OF HEALTH FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Nov 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.25% |
| Index | 1-Year T-Bill |
| Max Rate | 10.2% |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $150,000 Land $150,000 | $150,000 Land $150,000 | |
| 2024 | $2,749.00 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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