344 E Lake Dr, Edwardsville, IL 62025 Property Records

Madison County property record for 344 E Lake Dr, Edwardsville, IL 62025

Property Summary

Property Type	Single Family Home
Details	1 bd · 4 ba · 417 sqft · built 2006
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Jul 2021)
Tax Bill	$11,166 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Oct 2018 Line of Credit + 1 more
APN	`14-2-15-12-04-402-023`

Property Details

APN / Parcel Number

Primary APN	`14-2-15-12-04-402-023`

Interior

Bedrooms	1 Bed
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	1 Room
Stories	2 Stories
Building Area	417 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	33,541 sqft (0.77 acres)
Lot Dimensions	280 ft deep x 120 ft wide
Garage Type	Attached
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	344 E LAKE DR
City	EDWARDSVILLE
State	IL
Zip	62025-4297
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUNLAP VIEW LOT 5 & PART LOT 26 (BLOCK A DUNLAP 341.29 X 167.4 IRR
Legal Subdivision	DUNLAP VIEW
Legal Block	A
Legal Lot Number	5
Jurisdiction	MADISON IL
Township / Civil Division	EDWARDSVILLE
Census Block Group	2
Census Block	2042
Census Tract	403002

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	344 E LAKE DR, EDWARDSVILLE, IL 62025-4297
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK
Oct 22, 2018	Deed of Trust, Mortgage · Line of Credit SCOTT CU
Jul 10, 2017	Warranty Deed, Transfer · Conventional with PMI SCOTT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2021 · Amount on Record
Deed Sale	Jul 2, 2021 · Amount on Record
Prior Sale	Jul 10, 2017 · Amount on Record
Deed Document Number	202128286
Prior Transfer Date	May 4, 2012
Prior Transfer Doc	0000019817
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jul 2, 2021
Property Address	344 E LAKE DR, EDWARDSVILLE, IL 62025-4297
Document Number	0000028286
Map Reference	PC 56 PG 95
Instrument Date	Jun 23, 2021
Instrument	2021R28286
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	344 E LAKE DR, EDWARDSVILLE, IL 62025-4297

Mortgage

Document Number	0000028287
Date	Jul 2, 2021
Instrument	2021R28287

Lender

Name	CARROLLTON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	2.88%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	344 E LAKE DR, EDWARDSVILLE, IL 62025-4297
Document Number	0000035824
Instrument Date	Oct 22, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	344 E LAKE DR EDWARDSVILLE IL 620254297, EDWARDSVILLE, IL 62025-4297

Mortgage

Document Number	0000035824
Date	Nov 14, 2018
Instrument	35824

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 13, 2043

Interest

Rate Type	Adjustable Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jul 10, 2017
Property Address	344 E LAKE DR, EDWARDSVILLE, IL 62025-4297
Document Number	0000022692
Instrument Date	Jul 6, 2017
Instrument	22692
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	MADISON COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$468.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	344 E LAKE DR EDWARDSVILLE IL 620254297, EDWARDSVILLE, IL 62025-4297

Mortgage

Document Number	22693
Date	Jul 10, 2017
Instrument	22693

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jul 9, 2032

Interest

Rate	2.87%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Edwardsville Township
Municipality	Edwardsville City
Unified School District	Edwardsville Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,166.00 (+6.65%)	$168,430 (+24.52%) Land $24,990 Building $143,440	$505,290 (+24.4%) Land $74,970 Building $430,320
2024	$10,470.00 (+15.07%)
2022	$9,099.00	$135,260 Land $20,070 Building $115,190	$406,186 Land $60,270 Building $345,916

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1979–1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDWARDSVILLE serves 26,808 people · EPA ID IL1190250
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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