Madison County property record for 344 E Barker Ln, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.97 acres (85,813 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $234,000 (Aug 2026) |
| Tax Bill | $1,328 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Apr 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0086-0000-0054-AA |
| Primary APN | 0086-0000-0054-AA |
|---|---|
| Alternative APNs |
|
| Lot Area | 85,813 sqft (1.97 acres) |
|---|
| Account Number | 53230 |
|---|---|
| Street Address | 344 E BARKER LN |
| City | BEREA |
| State | KY |
| Zip | 40403-9163 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.97 ACRES |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 11101 |
Source: Madison County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 344 E BARKER LN, BEREA, KY 40403-9163 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Aug 20, 2026 | Deed, Transfer · Conventional Mortgage DFT2 FINANCIAL LLC |
| Apr 1, 2024 | Deed of Trust, Mortgage · Conventional Mortgage WHITAKER BANK INC |
| Jan 13, 2023 | Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK INC |
| Jan 13, 2023 | Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK INC |
| Oct 28, 2021 | Deed, Construction Loan · Construction Mortgage WHITAKER BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2026 · Amount on Record |
| Deed Sale | Aug 20, 2026 · Amount on Record |
| Prior Sale | Oct 28, 2021 · Amount on Record |
| Deed Document Number | 202614369962 |
| Deed Book / Page | 887 / 317 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 20, 2026 |
| Property Address | 344 E BARKER LN, BEREA, KY 40403-9163 |
| Document Number | 0014369962 |
| Book / Page | 887 / 317 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 202614369962 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2026 |
| Title Company | LAND TITLE, LAND GROUP TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23,634.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 344 E BARKER LN, BEREA, KY 40403-9163 |
| Document Number | 0014369963, |
|---|---|
| Date | Aug 20, 2026 |
| Instrument | 202614369963 |
| Name | DFT2 FINANCIAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 344 E BARKER LN, BEREA, KY 40403-9163 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0M2290/420 |
|---|---|
| Date | Apr 1, 2024 |
| Book Page | M2290/420 |
| Instrument | 2014196992 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 6.5% |
| Max Rate At Change | 8.5% |
| Index | 1-Year CMT |
| Max Rate | 12.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 344 E BARKER LN, BEREA, KY 40403-9163 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 344 E BARKER LN, BEREA, KY 40403-9163 |
| Document Number | 0M2212/550 |
|---|---|
| Date | Jan 13, 2023 |
| Book Page | M2212/550 |
| Instrument | 2014128219 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 11, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 344 E BARKER LN, BEREA, KY 40403-9163 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 334 E BARKER LN, BEREA, KY 40403-9163 |
| Document Number | 0M2212/533 |
|---|---|
| Date | Jan 13, 2023 |
| Book Page | M2212/533 |
| Instrument | 2014128218 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 28, 2021 |
| Property Address | 344 E BARKER LN, BEREA, KY 40403-9163 |
| Document Number | 00D813/398 |
| Book / Page | D813 / 398 |
| Map Reference | MB P23 PG 159 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 2014061172 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $65.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 344 E BARKER LN, 344, BEREA, KY 40403-9163 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1178, RICHMOND, KY 40476-1178 |
| Document Number | 2014061173 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 2014061173 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,328.00 (-4.67%) Homeowner's exemption | $190,000 (-) | $190,000 (-) |
| 2023 | $1,393.00 Homeowner's exemption | $190,000 | $190,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL | 100 / 20 |
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