Montgomery County and Amsterdam City property record for 344 Division St, Amsterdam, NY 12010
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,200 sqft · built 1900 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,000 (Oct 2022) |
| Tax Bill | $1,803 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 270100 39.14-2-42 |
| Primary APN | 270100 39.14-2-42 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,200 sqft Total Area |
| 1st Floor Area | 1,100 sqft |
| 2nd Floor Area | 1,100 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,000 sqft (0.114 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 416 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0084240 |
|---|---|
| Street Address | 344 DIVISION ST |
| City | AMSTERDAM |
| State | NY |
| Zip | 12010-1015 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | RES L 50 X 100 |
| Legal Block | 2 |
| Legal Lot Number | 42.000 |
| Jurisdiction | MONTGOMERY NY |
| Township / Civil Division | AMSTERDAM |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 70400 |
Source: Montgomery County and Amsterdam City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 344 DIVISION ST, AMSTERDAM, NY 12010-1015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2025 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Oct 12, 2022 | Warranty Deed, Transfer · FHA Mortgage SUNMARK FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2022 · Amount on Record |
| Deed Sale | Oct 12, 2022 · Amount on Record |
| Deed Document Number | 2022312 |
| Prior Transfer Date | Apr 24, 2014 |
| Prior Transfer Doc | 2014057204 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Property Address | 344 DIVISION ST, AMSTERDAM, NY 12010-1015 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000001 |
|---|---|
| Date | Sep 8, 2025 |
| Instrument | 2025-3001 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Recording Date | Oct 12, 2022 |
| Property Address | 344 DIVISION ST, AMSTERDAM, NY 12010-1015 |
| Document Number | 0000000012 |
| Instrument Date | Oct 6, 2022 |
| Instrument | 2022-312 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 722 KENWOOD ST, SCHENECTADY, NY 12308-1912 |
| Document Number | 0000000013 |
|---|---|
| Date | Oct 12, 2022 |
| Instrument | 2022-313 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Montgomery County and Amsterdam City assessment roll, as of May 11, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Amsterdam City |
| County | Montgomery County |
| Unified School District | Amsterdam City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,803.00 (+139.44%) | ||
| 2025 | $753.00 (+15.14%) | $36,000 (-) Land $3,500 Building $32,500 | $105,882 (+26.47%) Land $10,294 Building $95,588 |
| 2023 | $36,000 Land $3,500 Building $32,500 | $83,721 Land $8,140 Building $75,581 | |
| 2020 | $654.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1980–2021) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | May 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMSTERDAM (C) serves 20,700 people · EPA ID NY2800136 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 14 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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