344 Cornelia St, Freeport, FL 32439 Property Records

Walton County property record for 344 Cornelia St, Freeport, FL 32439 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,790 sqft · built 2017
Lot Size	0.116 acres (5,053 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Aug 2021)
Tax Bill	$3,274 (2024)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23090-000-2060`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23090-000-2060`
Alternative APN	`1028581`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,790 sqft Living Area
Gross Area	2,213 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,053 sqft (0.116 acres)
Lot Dimensions	11.3 ft deep x 4.5 ft wide
Garage Type	Finished
Garage Area	399 sqft
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1028581
Street Address	344 CORNELIA ST
City	FREEPORT
State	FL
Zip	32439-7634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 206 SCHOONER LANDING AT HAMMOCK BAY PB 18-20 OR 2908-3748 OR 3064-1394 OR 3212-4094
Legal Range	19W
Legal Township	01S
Legal Section	17
Legal Subdivision	SCHOONER LANDING AT HAMMOCK
Legal Lot Number	206
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2055
Census Tract	950502

Owner

Source: Walton County records · APN 17-1S-19-23090-000-2060

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	344 CORNELIA ST, FREEPORT, FL 32439-7634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Warranty Deed, Transfer · VA Mortgage REGIONS BANK
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BK
Jan 30, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 23, 2021 · Amount on Record
Deed Sale	Aug 23, 2021 · Amount on Record
Prior Sale	Jan 30, 2018 · Amount on Record
Deed Document Number	20210042112
Deed Book / Page	3212 / 4094
Record Updated	Jun 08, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 23, 2021
Property Address	344 CORNELIA ST, FREEPORT, FL 32439-7634
Document Number	0032124094
Book / Page	3212 / 4094
Map Reference	MB 18 PG 20,20A-20C
Instrument Date	Aug 20, 2021
Instrument	20210042112
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	807 BROAD ST, 807, MURRAY, KY 42071-3023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 GRAND FLORA WAY, SANTA ROSA BEACH, FL 32459-7125

Mortgage

Document Number	0032124096
Date	Aug 23, 2021
Instrument	3212/4096

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	344 CORNELIA ST, FREEPORT, FL 32439-7634
Document Number	0031593668
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	807 BROAD ST MURRAY KY 420713023, MURRAY, KY 42071-3023

Mortgage

Document Number	0031593668
Date	Sep 21, 2020
Book Page	003159/003668
Instrument	35969

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 20, 2040

January 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 30, 2018
Property Address	344 CORNELIA ST, FREEPORT, FL 32439-7634
Document Number	0030641394
Book / Page	3064 / 1394
Map Reference	MB18 PG20,20A-20C
Instrument Date	Jan 29, 2018
Instrument	2018000003094
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 BROAD ST, MURRAY, KY 42071-3023

Mortgage

Document Number	2018000003095
Date	Jan 30, 2018
Instrument	2018000003095

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2048

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$296,715 (-4.92%) Land $50,000 Building $246,715	$296,715 (-4.92%) Land $50,000 Building $246,715
2024	$3,274.00
2023	$3,274.00 (+5.48%) Homeowner's exemption	$312,078 (+10.07%) Land $42,178 Building $269,900	$312,078 (+10.07%) Land $42,178 Building $269,900
2022	$3,104.00 Homeowner's exemption	$283,527 Land $46,818 Building $236,709	$283,527 Land $46,818 Building $236,709

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319505022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 296 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020, other causes, Hurricane Sally
Claims By Storm	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 17% of Florida
Wildfire Likelihood	About 1 in 1,471 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 391 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	1,000 / 1,000
Wildstar Networks	Fixed Wireless	200 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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