344 Chicopee St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 344 Chicopee St, Chicopee, MA 01013

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,728 sqft · built 1983
Lot Size	0.48 acres (20,901 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Mar 2026)
Tax Bill	$4,828 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`357-0003A`

Property Details

APN / Parcel Number

Primary APN	`357-0003A`
Alternative APN	`CHIC M:0357 P:0003A`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	2,560 sqft
1st Floor Area	896 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,901 sqft (0.48 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	357-0003A
Street Address	344 CHICOPEE ST
City	CHICOPEE
State	MA
Zip	01013-1714
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	5
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	2
Census Block	2005
Census Tract	811102

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 GARRITY ST, CHICOPEE, MA 01020-1425
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Quit Claim Deed, Transfer · ARM BANKESB
Jan 24, 2018	Deed of Trust, Mortgage PEOPLESBANK (HOLYOKE)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2026 · Amount on Record
Deed Sale	Mar 27, 2026 · Amount on Record
Deed Document Number	202613044
Deed Book / Page	26268 / 92
Prior Transfer Date	Mar 23, 2026
Prior Transfer Doc	0026268-92
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Mar 27, 2026
Property Address	344 CHICOPEE ST, CHICOPEE, MA 01013-1714
Document Number	0026268-92
Book / Page	26268 / 92
Instrument Date	Mar 23, 2026
Instrument	13044
Transaction Type	Transfer
Record Updated	Apr 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 GARRITY ST, CHICOPEE, MA 01020-1425

Mortgage

Document Number	0000013045
Date	Mar 27, 2026
Instrument	13045

Lender

Name	BANKESB

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Apr 1, 2033
Index	Other

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	344 CHICOPEE ST, CHICOPEE, MA 01013-1714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22036-415
Date	Jan 24, 2018
Book Page	22036/415
Instrument	4017

Lender

Name	PEOPLESBANK (HOLYOKE)

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,828.00 (+10.46%)	$316,800 (+9.89%) Land $120,000 Building $196,800	$363,194
2025	$4,371.00 (+7.21%)	$288,300 (+4.38%) Land $106,200 Building $182,100
2024	$4,077.00 (+8.52%)	$276,200 (+11.37%) Land $104,200 Building $172,000
2023	$3,757.00	$248,000 Land $94,800 Building $153,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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