344 Catoctin Ave, Frederick, MD 21701 Property Records

Frederick County property record for 344 Catoctin Ave, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,056 sqft · built 1960
Lot Size	0.231 acres (10,064 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (May 2026)
Tax Bill	$4,160 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-118718`

Property Details

APN / Parcel Number

Primary APN	`02-118718`
Alternative APNs	`2118718` `118718`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	1,276 sqft
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,064 sqft (0.231 acres)
Lot Dimensions	136 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	118718
Street Address	344 CATOCTIN AVE
City	FREDERICK
State	MD
Zip	21701-6335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LT #35, BLK. D. 74 X 136 344 CATOCTIN AVE.
Legal Subdivision	CARROLLTON SEC 03
Legal Block	D
Legal Lot Number	35
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3013
Census Tract	765100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

344 Catoctin Ave is owned and occupied by an individual who bought it in May 2026.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	344 CATOCTIN AVE, FREDERICK, MD 21701-6335
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 8, 2026	Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS
Dec 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Dec 13, 2019	Deed, Transfer · Conventional Mortgage SEVERN SAVINGS BANK FSB
Mar 25, 2019	Trustee's Deed, Foreclosure OLDE TOWNE TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2026 · Amount on File
Deed Sale	May 8, 2026 · Amount on File
Prior Sale	Dec 13, 2019 · Amount on File
Deed Book / Page	17854 / 112
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	344 CATOCTIN AVE, FREDERICK, MD 21701-6335
Transaction Type	Mortgage
Record Updated	May 26, 2026
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0156710237
Date	Jan 20, 2022
Book Page	15671/237

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 8, 2026
Property Address	344 CATOCTIN AVE, FREDERICK, MD 21701-6335
Document Number	1785000112
Book / Page	17854 / 112
Instrument Date	May 8, 2026
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	CLEAR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$393,900.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	344 CATOCTIN AVE, FREDERICK, MD 21701-6335
Investor	Possibly a Property Investor

Mortgage

Document Number	1785000118,
Date	May 8, 2026
Book Page	17854/118

Lender

Name	EMBRACE HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	344 CATOCTIN AVE, FREDERICK, MD 21701-6335
Document Number	0134340220
Instrument Date	Dec 3, 2019
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 CATOCTIN AVE FREDERICK MD 217016335, FREDERICK, MD 21701-6335

Mortgage

Document Number	0134340220
Date	Jan 2, 2020
Book Page	013434/000220

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	101 N COURT ST, FREDERICK, MD 21701-5415

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 13, 2019
Property Address	344 CATOCTIN AVE, FREDERICK, MD 21701-6335
Document Number	0134000186
Book / Page	13400 / 0186
Map Reference	MB 3 PL 172
Instrument Date	Nov 27, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CLEAR TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$612.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	344 CATOCTIN AVE, FREDERICK, MD 21701-6335

Mortgage

Document Number	134000193
Date	Dec 13, 2019
Instrument	13400/0193

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 25, 2019
Property Address	344 CATOCTIN AVE, FREDERICK, MD 21701-6335
Document Number	0128870162
Book / Page	012887 / 000162
Instrument Date	Dec 7, 2018
Transaction Type	Foreclosure
Record Updated	Apr 3, 2019
Title Company	OLDE TOWNE TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$133.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9680 MASSER RD FREDERICK MD 217021871, FREDERICK, MD 21702-1871

Tax Assessment & Valuation

The 2025 property tax bill for 344 Catoctin Ave was $4,160, up 4.8% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,267 (+4.72%)	$350,200 (+14.15%) Land $175,300 Building $174,900
2025	$4,160.00 (+4.84%) Homeowner's exemption	$306,800 Land $145,200 Building $161,600	$306,800 Land $145,200 Building $161,600
2024	$3,968.00 (+7.21%)
2023	$3,701.00 Homeowner's exemption	$254,867	$306,800 Land $145,200 Building $161,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 344 Catoctin Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 344 Catoctin Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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