344 Bellerive Dr, Duncan, SC 29334 Property Records

Spartanburg County property record for 344 Bellerive Dr, Duncan, SC 29334

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,116 sqft · built 2015
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$306,500 (Oct 2025)
Tax Bill	$1,230 (2025)
Deeds & Mortgages	Nov 2025 Reverse Mortgage Oct 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`5-31-00-051.69`

Property Details

APN / Parcel Number

Primary APN	`5-31-00-051.69`
Alternative APNs	`6171-31-6544.98` `176499`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,116 sqft Living Area
Gross Area	2,743 sqft
Upper Floors Area	654 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	198 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	176499
Street Address	344 BELLERIVE DR
City	DUNCAN
State	SC
Zip	29334-8732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 53 TOWNES AT RIVER FALLS PH 2 PB 168-331 PB 169-953
Legal Subdivision	TOWNES AT RIVER FALLS PH 2
Legal Phase	2
Legal Lot Number	53
Jurisdiction	SPARTANBURG SC
Township / Civil Division	FAIRMONT MILLS
Census Block Group	2
Census Block	2000
Census Tract	23406

Owner

344 Bellerive Dr is owned and occupied by two individuals who bought it in October 2025.

Source: Spartanburg County records, as of August 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	344 BELLERIVE DR, DUNCAN, SC 29334-8732
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Reverse Mortgage MOVEMENT MORTGAGE
Oct 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Oct 30, 2025	Warranty Deed, Transfer · Reverse Mortgage MOVEMENT MORTGAGE
Jun 15, 2020	Survivorship Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Nov 15, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE
Nov 19, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2025 · Amount on File
Deed Sale	Oct 30, 2025 · Amount on File
Prior Sale	Jun 15, 2020 · Amount on File
Deed Document Number	202549755
Deed Book / Page	154 / R.27
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	344 BELLERIVE DR, DUNCAN, SC 29334-8732
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 BELLERIVE DR, DUNCAN, SC 29334-8732

Mortgage

Document Number	0000053936
Date	Nov 25, 2025
Book Page	7110/686
Instrument	2025-53936

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	851 Months
Due	Oct 2, 2096

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2025
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	11.1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	344 BELLERIVE DR, DUNCAN, SC 29334-8732
Transaction Type	Mortgage
Record Updated	Nov 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051119
Date	Oct 5, 2022
Book Page	6472/711
Instrument	2022-51119

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.1%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2032
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	10.1%
Index	Other
Margin	3
Max Rate	10.1%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Oct 30, 2025
Property Address	344 BELLERIVE DR, DUNCAN, SC 29334-8732
Document Number	0000049755
Book / Page	154-R / 27
Map Reference	MB 168 PG 331
Instrument Date	Oct 23, 2025
Instrument	2025-49755
Transaction Type	Transfer
Record Updated	Nov 10, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$796.90
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	344 BELLERIVE DR, DUNCAN, SC 29334-8732

Mortgage

Document Number	0000049756
Date	Oct 30, 2025
Instrument	2025-49756

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	852 Months
Due	Oct 2, 2096

June 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Jun 15, 2020
Property Address	344 BELLERIVE DR, DUNCAN, SC 29334-8732
Document Number	0000024762
Book / Page	128-E / 59
Map Reference	MB 169 PG 953
Instrument Date	Jun 12, 2020
Instrument	2020-24762
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$547.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	344 BELLERIVE DR, DUNCAN, SC 29334-8732

Mortgage

Document Number	0000024763
Date	Jun 15, 2020
Book Page	5832/169
Instrument	2020-24763

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

November 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Nov 15, 2019
Property Address	344 BELLERIVE DR, DUNCAN, SC 29334-8732
Document Number	0000054761
Book / Page	00126A / 000180
Instrument Date	Oct 23, 2019
Instrument	54761
Transaction Type	Foreclosure
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$577.20
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2376 ROPER MOUNTAIN RD SIMPSONVILLE SC 296814936, SIMPSONVILLE, SC 29681-4936

November 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Nov 19, 2018
Property Address	344 BELLERIVE DR, DUNCAN, SC 29334-8732
Document Number	0000052886
Book / Page	00121W / 000357
Instrument Date	Nov 8, 2018
Instrument	52886
Transaction Type	Foreclosure
Record Updated	Nov 30, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 16059 GREENVILLE SC 296067059, GREENVILLE, SC 29606-7059

Tax Assessment & Valuation

The 2025 property tax bill for 344 Bellerive Dr was $1,230, up 0.8% from the year before.

Source: Spartanburg County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,230.00 (+0.82%)	$1,000 Land $1,000	$25,000 Land $25,000
2024	$1,220.00 (-0.25%)
2023	$1,223.00	$9,674 Land $928 Building $8,746	$260,600 Land $25,000 Building $235,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 344 Bellerive Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 344 Bellerive Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber, T-Mobile.

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