344 Baldwin Rd, Richmond, KY 40475 Property Records

Madison County property record for 344 Baldwin Rd, Richmond, KY 40475 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	1,800 sqft
Lot Size	7.78 acres (338,897 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Sep 2023)
Tax Bill	$3,206 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0018-0000-0055`

Property Details

APN / Parcel Number

Primary APN	`0018-0000-0055`
Alternative APNs	`125541` `88480` `46285`

Interior

Stories	1 Story
Building Area	1,800 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	338,897 sqft (7.78 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	46285
Street Address	344 BALDWIN RD
City	RICHMOND
State	KY
Zip	40475-9415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1 (7.78 ACRES)
Legal Tract	1
Jurisdiction	MADISON KY
Township / Civil Division	COTTONBURG-VALLEY VIEW
Census Block Group	1
Census Block	1022
Census Tract	10801

Owner

Source: Madison County records · APN 0018-0000-0055

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	344 BALDWIN RD, RICHMOND, KY 40475-9415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 21, 2023 · Amount on Record
Deed Sale	Sep 21, 2023 · Amount on Record
Deed Document Number	2014168254
Deed Book / Page	D843 / 649
Record Updated	Jun 08, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Sep 21, 2023
Property Address	344 BALDWIN RD, RICHMOND, KY 40475-9415
Document Number	00D843/649
Book / Page	D843 / 649
Map Reference	CAB 29 SL 167
Instrument Date	Sep 19, 2023
Instrument	2014168254
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 OVERLAND DR, RICHMOND, KY 40475-1823

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 BALDWIN RD, RICHMOND, KY 40475-9415

Mortgage

Document Number	2014168256
Date	Sep 21, 2023
Instrument	2014168256

Lender

Name	TRADITIONAL BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,206.00 (+130.15%) Additional exemption filed	$340,000 (+78.95%)	$340,000 (+78.95%)
2023	$1,393.00 (-4.2%) Homeowner's exemption	$190,000 (-)	$190,000 (-)
2022	$1,454.00 Homeowner's exemption	$190,000	$190,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510108011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	10 (2015–2026)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Jun 2026, river or lake flooding, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jun 2026 · 6 claims Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.