344 Bailey Cir, Carmel, IN 46032 Property Records

Hamilton County property record for 344 Bailey Cir, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,880 sqft · built 1989
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$494,900 (Nov 2023)
Tax Bill	$4,394 (2024)
Deeds & Mortgages	Oct 2024 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-26-001-005.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-26-001-005.000-018`
Alternative APN	`1609260001005000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,880 sqft Living Area
1st Floor Area	1,429 sqft
2nd Floor Area	1,451 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	20,473 sqft (0.469 acres)
Lot Dimensions	166 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1609260001005000
Street Address	344 BAILEY CIR
City	CARMEL
State	IN
Zip	46032-9502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .47, SECTION 26, TOWNSHIP 18, RANGE 3, WESTPARK AT SPRINGMILL, SECTION 1, LOT 42
Legal Range	03
Legal Township	18
Legal Section	26
Legal Subdivision	WESTPK AT SPRINGMILL
Legal Block	1
Legal Lot Number	42
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3010
Census Tract	111009

Owner

344 Bailey Cir is owned and occupied by an individual who bought it in November 2023.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Mailing Address	344 BAILEY CIR, CARMEL, IN 46032-9502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2024	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 2, 2023	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK
Aug 8, 2017	Warranty Deed, Transfer · Conventional Mortgage PNC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2023 · Amount on File
Deed Sale	Nov 2, 2023 · Amount on File
Prior Sale	Aug 8, 2017 · Amount on File
Deed Document Number	2023041963
Record Updated	Jun 8, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	344 BAILEY CIR, CARMEL, IN 46032-9502
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 BAILEY CIR, CARMEL, IN 46032-9502

Mortgage

Document Number	0000041082
Date	Oct 28, 2024
Instrument	2024041082

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Nov 2, 2023
Property Address	344 BAILEY CIR, CARMEL, IN 46032-9502
Document Number	0000041963
Map Reference	DOC 8916121
Instrument Date	Oct 31, 2023
Instrument	2023041963
Transaction Type	Transfer
Record Updated	Mar 5, 2026
Title Company	ENTERPRISE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 BAILEY CIR, CARMEL, IN 46032-9502

Mortgage

Document Number	0000041964
Date	Nov 2, 2023
Instrument	2023041964

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	344 BAILEY CIR, CARMEL, IN 46032-9502
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033906
Date	Jun 5, 2020
Instrument	2020033906

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 8, 2017
Property Address	344 BAILEY CIR, CARMEL, IN 46032-9502
Document Number	2017038318
Map Reference	DOC89-13936
Instrument Date	Aug 7, 2017
Instrument	2017038318
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 BAILEY CIR, CARMEL, IN 46032-9502

Mortgage

Document Number	2017038319
Date	Aug 8, 2017
Instrument	2017038319

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$438,700 (+9.68%) Land $104,400 Building $334,300	$438,700 (+9.68%) Land $104,400 Building $334,300
2024	$4,394.00 (+28.93%)	$400,000 (+21.29%) Land $104,400 Building $295,600	$400,000 (+21.29%) Land $104,400 Building $295,600
2023	$3,408.00 (-2.88%) Homeowner's exemption	$329,800 (+6.49%) Land $104,400 Building $225,400	$329,800 (+6.49%) Land $104,400 Building $225,400
2022	$3,509.00	$309,700 Land $98,200 Building $211,500	$309,700 Land $98,200 Building $211,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 344 Bailey Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 344 Bailey Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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