Essex County and Danvers Town property record for 344 Andover St, Danvers, MA 01923
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,361 sqft · built 1956 |
| Lot Size | 0.689 acres (30,004 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Jul 2013) |
| Tax Bill | $5,749 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Mar 2022 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DANV M:039 L:010 P |
| Primary APN | DANV M:039 L:010 P |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,361 sqft Living Area |
| Gross Area | 2,638 sqft |
| Basement Area | 1,025 sqft |
| Unfinished Basement | 1,025 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,004 sqft (0.689 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 344 ANDOVER ST |
|---|---|
| City | DANVERS |
| State | MA |
| Zip | 01923-1349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Subdivision | NORTH SHORE RADIOLOGICAL ASSOC |
| Legal Lot Number | 10 |
| Jurisdiction | DANVERS MA |
| Township / Civil Division | DANVERS |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 211401 |
344 Andover St is owned and occupied by two individuals who bought it in July 2013.
Source: Essex County and Danvers Town records, as of October 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 344 ANDOVER ST, DANVERS, MA 01923-1349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 26, 2026 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Mar 21, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance POINT DIGITAL FINANCE INC |
| Jun 8, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Oct 27, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Apr 29, 2025 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Sep 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FIN INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2013 · Amount on File |
| Deed Sale | Jul 11, 2013 · Amount on File |
| Prior Sale | Mar 15, 2011 · Amount on File |
| Deed Book / Page | 32642 / 565 |
| Transfer Doc | 032642-565 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Recording Date | Aug 26, 2026 |
| Property Address | 344 ANDOVER ST, DANVERS, MA 01923-1349 |
| Document Number | 0000000980 |
| Book / Page | 43591 / 219 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 2026980 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 344 ANDOVER ST, DANVERS, MA 01923-1349 |
| Document Number | 0000000980, |
|---|---|
| Date | Aug 26, 2026 |
| Book Page | 43591/219 |
| Instrument | 2026980 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 344 ANDOVER ST, DANVERS, MA 01923-1349 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040802-243 |
|---|---|
| Date | Mar 21, 2022 |
| Book Page | 40802/243 |
| Instrument | 20220321000390 |
| Name | POINT DIGITAL FINANCE INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 344 ANDOVER ST, DANVERS, MA 01923-1349 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040986-418 |
|---|---|
| Date | Jun 8, 2022 |
| Book Page | 40986/418 |
| Instrument | 20220608000230 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 344 ANDOVER ST, DANVERS, MA 01923-1349 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 041828-244 |
|---|---|
| Date | Oct 27, 2023 |
| Book Page | 41828/244 |
| Instrument | 20231027000320 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 344 ANDOVER ST, DANVERS, MA 01923-1349 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 042685-450 |
|---|---|
| Date | Apr 29, 2025 |
| Book Page | 42685/450 |
| Instrument | 20250429000360 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 344 ANDOVER ST, DANVERS, MA 01923-1349 |
| Document Number | 37934-271 |
| Instrument Date | Sep 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 344 ANDOVER ST DANVERS MA 019231349, DANVERS, MA 01923-1349 |
| Document Number | 37934-271 |
|---|---|
| Date | Oct 15, 2019 |
| Book Page | 037934/000271 |
| Instrument | 1015005900 |
| Name | POINT DIGITAL FIN INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 14, 2029 |
The 2025 property tax bill for 344 Andover St was $5,749, up 0.2% from the year before.
Source: Essex County and Danvers Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Danvers Town |
| Unified School District | Danvers School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,749.00 (+0.17%) | $523,100 (+1.26%) Land $324,000 Building $199,100 | $535,515 |
| 2024 | $5,739.00 (+1.79%) | $516,600 (+7.67%) Land $324,000 Building $192,600 | |
| 2023 | $5,638.00 | $479,800 Land $297,000 Building $182,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 344 Andover St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 344 Andover St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DANVERS WATER DEPT. serves 28,087 people · EPA ID MA3071000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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