344 7th St, Sturgis, SD 57785 Property Records

Meade County property record for 344 7th St, Sturgis, SD 57785

Property Summary

Property Type	Single Family Home
Details	3 bd · built 1983
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Feb 2018)
Tax Bill	$2,562 (2025)
Deeds & Mortgages	Jan 2024 Mortgage May 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01.89.01.15`

Property Details

APN / Parcel Number

Primary APN	`01.89.01.15`

Interior

Bedrooms	3 Beds

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Street Address	344 7TH ST
City	STURGIS
State	SD
Zip	57785-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCKEE PLAT LOTS 15,16 BLK 1
Legal Block	1
Legal Lot Number	15-16
Jurisdiction	MEADE SD
Township / Civil Division	STURGIS
Census Block Group	4
Census Block	4023
Census Tract	20402

Owner

Source: Meade County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	344 7TH ST, STURGIS, SD 57785-1215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Deed of Trust, Mortgage HUD
May 24, 2022	Deed of Trust, Mortgage HUD
Feb 16, 2018	Deed of Trust, Mortgage · FHA Mortgage PREMIER HOME MORTGAGE INC
Feb 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage GROW SOUTH DAKOTA
Feb 16, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2018 · Amount on Record
Deed Sale	Feb 16, 2018 · Amount on Record
Deed Document Number	2018919
Deed Book / Page	890 / 1376
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	344 7TH ST, STURGIS, SD 57785-1215
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00982/1541
Date	Jan 30, 2024
Book Page	982/1541
Instrument	24000501

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	288 Months
Due	Mar 1, 2048

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	344 7TH ST, STURGIS, SD 57785-1215
Transaction Type	Mortgage
Record Updated	Jun 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000963/867
Date	May 24, 2022
Book Page	963/867
Instrument	22003387

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	312 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	344 7TH ST, STURGIS, SD 57785-1215
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	898/1534
Date	Feb 16, 2018
Book Page	898/1534
Instrument	18000920

Lender

Name	PREMIER HOME MORTGAGE INC
Type	Mortgage Company
Address	RAPID CITY, SD 57701

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	344 7TH ST, STURGIS, SD 57785-1215
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	898/1547
Date	Feb 16, 2018
Book Page	898/1547
Instrument	18000921

Lender

Name	GROW SOUTH DAKOTA
Type	Government Agency
Address	SISSETON, SD 57262

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEADE SD
Recording Date	Feb 16, 2018
Property Address	344 7TH ST, STURGIS, SD 57785-1215
Document Number	00890/1376
Book / Page	890 / 1376
Map Reference	PL 5 PG 74
Instrument Date	Jan 12, 2018
Instrument	18000919
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Amount	Amount Recorded
Tax	$110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 772, STURGIS, SD 57785-0772

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 7TH ST, STURGIS, SD 57785-1215

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Municipality	Sturgis City
Unified School District	Meade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,924 (-) Land $51,188 Building $139,736	$190,924 (-) Land $51,188 Building $139,736
2025	$2,562.00 (+1.1%) Additional exemption filed	$190,924 (+7.13%) Land $51,188 Building $139,736	$190,924 Land $51,188 Building $139,736
2024	$2,534.00 (+3.47%)
2023		$178,221 Land $51,188 Building $127,033
2022	$2,449.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 66% of South Dakota
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 7,020 people · EPA ID SD4600321
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Bluepeak Cable · Fiber in parts of the area	1,000 / 30

May also be available: Wisp West.

Nearby Properties on 7th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures