344 5th Ave N, Onalaska, WI 54650 Property Records

La Crosse County property record for 344 5th Ave N, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$116,800 (Apr 2007)
Tax Bill	$3,124 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018-000372-000`

Property Details

APN / Parcel Number

Primary APN	`018-000372-000`
Alternative APNs	`18 372 0` `40449`

Exterior

Lot Area	6,098 sqft (0.139 acres)

Location & Zoning

Account Number	40449
Old Parcel Number	18 372 0
Street Address	344 5TH AVE N
City	ONALASKA
State	WI
Zip	54650-2537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROBERT M MOORES ADDITION SWLY 100FT OF NWLY 200FT OF LOT 5
Legal Range	07
Legal Township	16
Legal Section	05
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	ROBERT M MOORES ADDITION
Legal Lot Number	5
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	3
Census Block	3007
Census Tract	10403

Owner

Source: La Crosse County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	344 5TH AVE N, ONALASKA, WI 54650-2537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2007 · Amount on Record
Deed Sale	Apr 17, 2007 · Amount on Record
Prior Sale	Sep 21, 2006
Deed Document Number	1472064
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	344 5TH AVE N, ONALASKA, WI 54650-2537
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1780401
Date	Sep 9, 2021
Instrument	1780401

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	1-Year CMT

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Onalaska City
Unified School District	Onalaska School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,124.00 (-1.2%) Homeowner's exemption	$246,200 (+31.45%) Land $42,700 Building $203,500	$249,000 (+32.94%)
2023	$3,162.00 Homeowner's exemption	$187,300 Land $30,500 Building $156,800	$187,300 Land $30,500 Building $156,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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