344 22nd St, Costa Mesa, CA 92627 Property Records

Orange County property record for 344 22nd St, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,177 sqft · built 1937
Lot Size	0.419 acres (18,258 sqft)
Owner	2 Trust Names on File
Last Sale	$1,555,000 (Feb 2016)
Tax Bill	$20,478 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`426-042-10`

Property Details

APN / Parcel Number

Primary APN	`426-042-10`
Alternative APN	`42604101`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,177 sqft Living Area

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Lot Area	18,258 sqft (0.419 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Old Parcel Number	42604101
Street Address	344 22ND ST
City	COSTA MESA
State	CA
Zip	92627-1862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P BK 30 PG 27 PAR 2 NEWPORT HEIGHTS LOT 295 POR OF LOT
Legal Subdivision	CITY/COSTA MESA
Legal Lot Number	295
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1006
Census Tract	63103

Owner

344 22nd St is held in a trust since February 2016.

Source: Orange County records, as of April 3, 2026

Owner of Record	2 Trust Names on File
Mailing Address	344 22ND ST, COSTA MESA, CA 92627-1862
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK OF LONG BEACH
Mar 13, 2017	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 23, 2020	Quit Claim Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2016 · Amount on File
Deed Sale	Feb 25, 2016 · Amount on File
Prior Sale	Feb 9, 2000 · Amount on File
Deed Document Number	201678414
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	344 22ND ST, COSTA MESA, CA 92627-1862
Transaction Type	Mortgage
Record Updated	Apr 9, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CORPORATE PLZ 120, 120, NEWPORT BEACH, CA 92660-7995

Mortgage

Document Number	0000087312
Date	Mar 26, 2026
Instrument	2026000087312

Lender

Name	FARMERS & MERCHANTS BANK OF LONG BEACH
Type	Bank
Address	CORONA DEL MAR, CA 92625

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	344 22ND ST, COSTA MESA, CA 92627-1862
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100782
Date	Mar 13, 2017
Instrument	2017000100782

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	344 22ND ST, COSTA MESA, CA 92627-1862
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 22ND ST, COSTA MESA, CA 92627-1862

Mortgage

Document Number	0000000399
Date	Jan 4, 2021
Instrument	2021000000399

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 23, 2020
Property Address	344 22ND ST, COSTA MESA, CA 92627-1862
Document Number	0000515930
Instrument Date	Feb 17, 2016
Instrument	515930
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	344 22ND ST COSTA MESA CA 926271862, COSTA MESA, CA 92627-1862

Tax Assessment & Valuation

The 2025 property tax bill for 344 22nd St was $20,478, up 1.9% from the year before.

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$20,478.00 (+1.95%)	$1,840,802 Land $1,742,522 Building $98,280
2024	$20,087.00 (+2.84%)
2023	$19,533.00 (+2.47%)	$1,769,322 Land $1,674,858 Building $94,464
2022	$19,062.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 344 22nd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1993–2005)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2005 · Severe Storms, Flooding, Landslides, And Mud And Debris Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 344 22nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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