3439 Royal Rd, Vista, CA 92084 Property Records

San Diego County property record for 3439 Royal Rd, Vista, CA 92084

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,758 sqft · built 1977
Lot Size0.64 acres (27,878 sqft)
Owner2 Individual Names on File
Last Sale$685,000 (May 2018)
Tax Bill$10,883 (2025)
Deeds & MortgagesNov 2025 Second Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN181-243-17-00

Property Details

APN / Parcel Number

Primary APN181-243-17-00
Alternative APN
  • 1812405900

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area3,758 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area27,878 sqft (0.64 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemRadiant
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number1812405900
Street Address3439 ROYAL RD
CityVISTA
StateCA
Zip92084-6616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionPAR 2 TR PM01744
Legal SubdivisionPARCEL MAP NO. 1744
Legal Tract1744
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1017
Census Tract19208

Owner

Source: San Diego County records · APN 181-243-17-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3439 ROYAL RD, VISTA, CA 92084-6616
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
May 25, 2018Grant Deed, Transfer · Conventional Mortgage
MISSION FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 25, 2018 · Amount on Record
Deed SaleMay 25, 2018 · Amount on Record
Prior SaleJan 23, 2009 · Amount on Record
Deed Document Number2018213504
Prior Transfer DateMay 21, 1996
Prior Transfer Doc0000265957
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3439 ROYAL RD, VISTA, CA 92084-6616
Transaction TypeMortgage
Record UpdatedDec 01, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3439 ROYAL RD, VISTA, CA 92084-6616

Mortgage

Document Number0000326597
DateNov 19, 2025
Instrument2025-0326597
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueDec 01, 2035

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 25, 2018
Property Address3439 ROYAL RD, VISTA, CA 92084-6616
Document Number0000213504
Instrument DateApr 26, 2018
Instrument2018-0213504
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1694 CRYSTAL RIDGE CT, VISTA, CA 92081-5474

Mortgage

Document Number0000213505
DateMay 25, 2018
Instrument2018-0213505
Lender
NameMISSION FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$890,247 (+2%) Land $275,186 Building $615,061
2025$10,883.00 (+7.82%) Homeowner's exemption$872,792 (+4.04%) Land $269,791 Building $603,001
2023$10,094.00 (+4.76%) Homeowner's exemption$838,902 Land $259,315 Building $579,587
2022$9,635.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1998–1999)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 1999 · rainfall accumulation

Wildfire

Wildfire RiskModerate
above 46% of the US · lower than 72% of California
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

Based on FCC filings for 193 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Royal Rd

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