3439 Lake St, Hector, NY 14841 Property Records

Schuyler County and Hector Town property record for 3439 Lake St, Hector, NY 14841

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,520 sqft · built 1891
Lot Size1 acres (43,560 sqft)
Owner2 Company Names on File
Last Sale$500,000 (Jun 2019)
Tax Bill$11,039 (2026)
Deeds & MortgagesJun 2019 Sale & Mortgage
APN442689 1.12-1-11

Property Details

APN / Parcel Number

Primary APN442689 1.12-1-11
Alternative APNs
  • 268900101200010110000000
  • 401-0022-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,520 sqft Living Area
1st Floor Area1,260 sqft
2nd Floor Area1,260 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1891
Effective Year BuiltEffective 1891
Architectural StyleTraditional
Exterior MaterialWood
Lot Area43,560 sqft (1 acres)
Lot Dimensions306 ft deep x 236 ft wide
View / LotWaterfront

Exterior Amenities

PorchSlab
Porch Area1,600 sqft
Shed1 Shed
Boat AccessBoat Access
Boat HouseBoat House

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number401-0022-00
Street Address3439 LAKE ST
CityHECTOR
StateNY
Zip14841
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Block1
Legal Lot Number11.000
JurisdictionSCHUYLER NY
Township / Civil DivisionHECTOR
Census Block Group2
Census Block2021
Census Tract950100

Owner

3439 Lake St is owned by a company that bought it in June 2019.

Source: Schuyler County and Hector Town records, as of September 23, 2026

Owner of Record2 Company Names on File
Mailing Address1001 CRAVEN ST, BEAUFORT, SC 29902-5577
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2019 · Amount on File
Deed SaleJun 25, 2019 · Amount on File
Deed Document Number20191194
Deed Book / Page395 / 262
Prior Transfer DateMay 6, 2008
Prior Transfer Doc0000000356/000000023
Record UpdatedOct 29, 2026

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHUYLER NY
Recording DateJun 25, 2019
Property Address3439 LAKE ST, HECTOR, NY 14841
Document Number395/262
Book / Page395 / 262
Instrument DateJun 18, 2019
Instrument1194
Transaction TypeTransfer
Record UpdatedMay 31, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3439 LAKE ST, VALOIS, NY 14841

Mortgage

Document Number1196
DateJun 25, 2019
Instrument1196
Lender
NameELMIRA SAVINGS BANK FSB
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Mortgage

Document Number395/262
DateJun 25, 2019
Book Page395/262
Instrument1194
Lender
NameELMIRA SAVINGS BANK FSB
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3439 Lake St was $11,039, up 108.4% from the year before.

Source: Schuyler County and Hector Town assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchuyler County
County SubdivisionHector Town
Unified School DistrictWatkins Glen Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,039.00 (+108.36%)
2025$5,298.00$529,000 Land $295,000 Building $234,000$724,700 Land $404,133 Building $320,567
2023$529,000 Land $295,000 Building $234,000$608,046 Land $339,080 Building $268,966
2020$5,418.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3439 Lake St; there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1993)
Most Recent ClaimMay 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3439 Lake St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Haefele Connect
Fiber
2,000 / 2,000
Empire Long Distance
Fiber
1,000 / 100

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