3439 Hwy 12 E, Steens, MS 39766 Property Records

Lowndes County property record for 3439 Hwy 12 E, Steens, MS 39766

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,820 sqft · built 1967
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on File
Tax Bill	$309 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`40W000005600`

Property Details

APN / Parcel Number

Primary APN	`40W000005600`
Alternative APNs	`005168` `5168`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,820 sqft Adjusted Area
1st Floor Area	1,500 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Garage Type	Carport
Carport	Carport
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3439 HIGHWAY 12 E
City	STEENS
State	MS
Zip	39766-9645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW4 SW4 3439 HWY 12 E
Legal Range	17W
Legal Township	17S
Legal Section	19
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	1
Census Block	1032
Census Tract	104

Owner

Source: Lowndes County records · APN 40W000005600

Assessment roll updated October 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	74 BRIARBEND DR, COLUMBUS, MS 39705-1473
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANKFIRST FINANCIAL
Apr 12, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANKFIRST FINANCIAL
Nov 03, 2025	Warranty Deed, Transfer
May 04, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANKFIRST FINANCIAL
May 04, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BANKFIRST FINANCIAL

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 03, 2025
Deed Sale	Nov 03, 2025
Deed Book / Page	2025 / 8761
Prior Transfer Date	Jan 28, 2021
Prior Transfer Doc	0020210883
Record Updated	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	3439 HIGHWAY 12 E, STEENS, MS 39766-9645
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020228896
Date	Apr 12, 2022
Book Page	2022/8896

Lender

Name	BANKFIRST FINANCIAL

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	May 01, 2027

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	3439 HIGHWAY 12 E, STEENS, MS 39766-9645
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020228883
Date	Apr 12, 2022
Book Page	2022/8883

Lender

Name	BANKFIRST FINANCIAL

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	May 01, 2027

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Nov 03, 2025
Property Address	3439 HIGHWAY 12 E, STEENS, MS 39766-9645
Document Number	0020258761
Book / Page	2025 / 8761
Instrument Date	Oct 31, 2025
Transaction Type	Transfer
Record Updated	Dec 09, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 BRIARBEND DR, COLUMBUS, MS 39705-1473
Investor	Possibly a Property Investor

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	3439 HIGHWAY 12 E, STEENS, MS 39766-9645
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202211214
Date	May 04, 2022
Book Page	2022/11214

Lender

Name	BANKFIRST FINANCIAL

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	May 04, 2022
Property Address	3439 HIGHWAY 12 E, STEENS, MS 39766-9645
Document Number	0020223458
Book / Page	2022 / 3458
Instrument Date	May 02, 2022
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3439 HIGHWAY 12 E, STEENS, MS 39766-9645

Mortgage

Document Number	0202211214
Date	May 04, 2022
Instrument	2022/11214

Lender

Name	BANKFIRST FINANCIAL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Lowndes County records · Assessment roll updated October 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$309.00 (+1.31%) Homeowner's exemption	$5,373 (+18.48%)	$53,730 (+18.48%) Land $6,440 Building $47,290
2024	$305.00 (+21.03%)
2023	$252.00 Homeowner's exemption	$4,535	$45,350 Land $6,440 Building $38,910

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lowndes County (28087C), as of November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280870001041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
4-County Fiber Fiber	1,000 / 1,000
Cable One Cable	1,000 / 50
Telapex Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 17 locations within half a mile of this property.

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