Ramsey County property record for 3439 Emerald Dr, White Bear Lake, MN 55110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 988 sqft · built 1962 |
| Lot Size | 0.223 acres (9,690 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $217,000 (Feb 2016) |
| Tax Bill | $4,588 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-30-22-23-0052 |
| Primary APN | 36-30-22-23-0052 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Basement Area | 650 sqft |
| Finished Basement | 650 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,690 sqft (0.223 acres) |
| Lot Dimensions | 114 ft deep x 85 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 424098 |
|---|---|
| Street Address | 3439 EMERALD DR |
| City | SAINT PAUL |
| State | MN |
| Zip | 55110-5533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GOLF VIEW HEIGHTS NO. 2 LOT 1 BLK 8 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 36 |
| Legal Subdivision | GOLF VIEW HEIGHTS NO. 2 |
| Legal Block | 8 |
| Legal Lot Number | 1 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | WHITE BEAR LAKE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 40402 |
3439 Emerald Dr is owned and occupied by two individuals who bought it in February 2016.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3439 EMERALD DR, SAINT PAUL, MN 55110-5533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2016 · Amount on File |
| Deed Sale | Feb 16, 2016 · Amount on File |
| Prior Sale | Oct 16, 2015 · Amount on File |
| Deed Document Number | 20164595550 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3439 Emerald Dr was $4,588 with a homeowner's exemption.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | White Bear Lake City |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $350,400 Land $78,200 Building $272,200 | $350,400 Land $78,200 Building $272,200 | |
| 2025 | $4,588.00 | ||
| 2023 | $4,166.00 Homeowner's exemption | $333,400 Land $78,200 Building $255,200 | $333,400 Land $78,200 Building $255,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3439 Emerald Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3439 Emerald Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | White Bear Lake serves 25,634 people · EPA ID MN1620024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
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