34384 Unity Rd, Zuni, VA 23898 Property Records

Southampton County property record for 34384 Unity Rd, Zuni, VA 23898

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,581 sqft · built 2023
Lot Size	47.5 acres (2,069,536 sqft)
Owner	Individual Name on Record
Tax Bill	$3,678 (2025)
Deeds & Mortgages	Sep 2024 Refinance Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`36 4A`

Property Details

APN / Parcel Number

Primary APN	`36 4A`
Alternative APN	`705804504`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,581 sqft Living Area
Gross Area	3,073 sqft
1st Floor Area	2,581 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,069,536 sqft (47.5 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	705804504
Street Address	34384 UNITY RD
City	ZUNI
State	VA
Zip	23898-3400
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A-1
Legal Description	BLACK CREEK
Legal Subdivision	BLACK CREEK
Jurisdiction	SOUTHAMPTON VA
Township / Civil Division	BERLIN AND IVOR
Census Block Group	1
Census Block	1003
Census Tract	200100

Owner

Source: Southampton County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	34384 UNITY RD, ZUNI, VA 23898-3400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance SAGE HOME LOANS CORPORATION
Jun 11, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2000
Deed Sale	Dec 7, 2000
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHAMPTON VA
Property Address	34384 UNITY RD, ZUNI, VA 23898-3400
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240002281
Date	Sep 17, 2024
Instrument	240002281

Lender

Name	SAGE HOME LOANS CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2044

Interest

Rate Type	Fixed Rate
Rate	5.75%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SOUTHAMPTON VA
Recording Date	Jun 11, 2021
Property Address	34384 UNITY RD, ZUNI, VA 23898-3400
Document Number	0210001744
Instrument Date	Jun 7, 2021
Instrument	210001744
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1317 CLAY ST, FRANKLIN, VA 23851-2701

Tax Assessment & Valuation

Source: Southampton County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Southampton County
Unified School District	Southampton County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,678.00 (+625.44%)	$518,100 (+808.95%) Land $65,700 Building $452,400	$612,600 (+974.74%) Land $160,200 Building $452,400
2023	$507.00	$57,000 Land $57,000	$57,000 Land $57,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1999–2006)
Most Recent Claim	Oct 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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