3438 Wheatcroft Dr, Cincinnati, OH 45239 Property Records

Hamilton County property record for 3438 Wheatcroft Dr, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,074 sqft · built 1971
Lot Size	0.203 acres (8,843 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,613 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550-0082-0469-00`

Property Details

APN / Parcel Number

Primary APN	`550-0082-0469-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,074 sqft Living Area
Gross Area	2,840 sqft
1st Floor Area	1,564 sqft
Basement Area	1,276 sqft
Finished Basement	510 sqft
Unfinished Basement	766 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	8,843 sqft (0.203 acres)
Lot Dimensions	136 ft deep x 69 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	120 sqft
Deck Area	Deck Area
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3438 WHEATCROFT DR
City	CINCINNATI
State	OH
Zip	45239-6152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHEATCROFT DR 69 X 135.99IRR LOT 67 BLUEROCK ESTS SUB BLK D
Legal Subdivision	BLUEROCK ESTS SUB
Legal Block	D
Legal Lot Number	67
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2004
Census Tract	20763

Owner

Source: Hamilton County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3438 WHEATCROFT DR, CINCINNATI, OH 45239-6152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Dec 14, 2022	Warranty Deed, Transfer · FHA Mortgage BAYSHORE MORTGAGE FUNDING LLC
Jul 19, 2018	Survivorship Deed, Transfer CINFED CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2022
Deed Sale	Dec 14, 2022
Prior Sale	Jul 19, 2018 · Amount on Record
Deed Document Number	2022113317
Deed Book / Page	14813 / 1934
Prior Transfer Date	Jan 15, 2013
Prior Transfer Doc	0000000014
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3438 WHEATCROFT DR, CINCINNATI, OH 45239-6152
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3438 WHEATCROFT DR, CINCINNATI, OH 45239-6152

Mortgage

Document Number	0000012829
Date	Feb 20, 2026
Book Page	15607/1477
Instrument	2026-0012829

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Dec 1, 2052

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 14, 2022
Property Address	3438 WHEATCROFT DR, CINCINNATI, OH 45239-6152
Document Number	0000113317
Book / Page	14813 / 1934
Map Reference	MB 24 PG 43
Instrument Date	Nov 23, 2022
Instrument	2022-0113317
Transaction Type	Transfer
Record Updated	Jan 25, 2023
Title Company	ABSOLUTE TITLE, ABSOLUTE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$243.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3438 WHEATCROFT DR, CINCINNATI, OH 45239-6152

Mortgage

Document Number	0000113318
Date	Dec 14, 2022
Instrument	2022-0113318

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

July 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 19, 2018
Property Address	3438 WHEATCROFT DR, CINCINNATI, OH 45239-6152
Document Number	0000002403
Map Reference	MB24 PG43
Instrument Date	Jul 19, 2018
Instrument	18-0062403
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	PROTITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4801 KENNEDY AVE, CINCINNATI, OH 45209-7543

Mortgage

Document Number	0000002404
Date	Jul 19, 2018
Instrument	18-0062404

Lender

Name	CINFED CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,613.00 (+2.26%)	$85,051 (+%) Land $12,198 Building $72,853	$243,000 (-) Land $34,850 Building $208,150
2024	$4,511.00 (-0.46%)	$85,049 (-) Land $12,197 Building $72,852
2023	$4,532.00 (+7.27%)	$85,049 (+31.35%) Land $12,197 Building $72,852	$243,000 (+31.35%) Land $34,850 Building $208,150
2022	$4,225.00 Homeowner's exemption	$64,750 Land $10,913 Building $53,837
2020			$185,000 Land $31,180 Building $153,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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